SCHD vs USD
Schwab US Dividend Equity ETF vs ProShares Ultra Semiconductors
Which is better, SCHD or USD?
Large Cap Value against Trading-Leveraged Equity.
SCHD has a lower expense ratio. USD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | USD |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.94% |
| AUM | $111.6B | $2.8B |
| Dividend Yield | 3.24% | 0.43% |
| Holdings | 206 | 51 |
| YTD Return | +24.55% | +55.31%Best |
| 1Y Return | +29.85% | +72.48%Best |
| 3Y Return (annualized) | +16.64% | +102.51%Best |
| 5Y Return (annualized) | +9.54% | +57.14%Best |
| Volatility (annualized) | 13.7%Best | 53.5% |
| Max Drawdown | -33.4%Best | -77.8% |
| $10,000 over 5 years | $15,771 | $95,815Best |
| Fund Family | Charles Schwab Asset Management | ProShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Trading-Leveraged Equity |
| Inception | Oct 20, 2011 | Jan 30, 2007 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 20, 2011 to Oct 14, 2026 (15 years).
SCHD vs USD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs USD Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and ProShares Ultra Semiconductors (USD) is an ETF from ProShares. Over the past year SCHD returned +29.85% while USD returned +72.48%. Year to date, SCHD is up 24.55% versus a gain of 55.31% for USD.
Over three years, SCHD compounded at +16.64% per year against +102.51% for USD; over five years the annualized figures are +9.54% and +57.14% respectively. Across the full 15-year window we track, USD has the edge at +44.16% annualized vs +11.26%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USD has been the more volatile fund, with annualized monthly volatility of 53.5% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -77.8% for USD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while USD charges 0.94%. On a $10,000 position that is $6 vs $94 annually, a gap of $88 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.43% for USD.
Holdings Overlap
At least 9.5% of SCHD's money is in holdings USD also owns.
Stated as a floor: for USD, our book for it covers 58.4% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and USD share little of their money.
2 positions in common, counted across the 98 positions we hold weights for in SCHD and 38 in USD, against full books of 206 and 51.
You are not choosing between two funds in isolation.
Whichever of SCHD and USD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or USD?
SCHD has an expense ratio of 0.06% while USD charges 0.94%. SCHD is the cheaper option, by $88 a year on a $10,000 investment.
Which performed better, SCHD or USD?
Over the past year SCHD returned +29.85% vs +72.48% for USD, so USD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.26% vs +44.16% for USD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or USD?
USD has been the more volatile fund at 53.5% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs USD -77.8%.
Should I hold both SCHD and USD?
SCHD and USD have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and USD?
At least 9.5% of SCHD's money is in holdings USD also owns. Our book for USD is partial, so the real figure is this or higher. They hold 2 positions in common, counted across the 98 positions we hold weights for in SCHD and 38 in USD.
Which pays a higher dividend, SCHD or USD?
SCHD yields 3.24% while USD yields 0.43%, so SCHD currently pays the higher dividend yield.
Is USD better than SCHD?
SCHD has a lower expense ratio. USD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.