SCHD vs VMSB
Schwab US Dividend Equity ETF vs Voya Multi-Sector Income ETF
Which is better, SCHD or VMSB?
SCHD costs less.
SCHD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VMSB |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.45% |
| AUM | $111.6B | $314M |
| Dividend Yield | 3.24% | 4.53% |
| Holdings | 206 | 837 |
| YTD Return | +24.55%Best | -1.25% |
| 1Y Return | +29.85% | - |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Fund Family | Charles Schwab Asset Management | Voya Investment Management |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Oct 20, 2011 | Dec 2, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs VMSB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs VMSB Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Voya Multi-Sector Income ETF (VMSB) is an ETF from Voya Investment Management. Year to date, SCHD is up 24.55% versus a loss of 1.25% for VMSB.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while VMSB charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 4.53% for VMSB.
Holdings Overlap
At least 1.2% of SCHD's money is in holdings VMSB also owns.
Stated as a floor: for VMSB, our book for it covers 13.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SCHD and VMSB share little of their money.
1 positions in common, counted across the 98 positions we hold weights for in SCHD and 329 in VMSB, against full books of 206 and 837.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VMSB | Difference |
|---|---|---|---|
| FITBFifth Third Bancorp | 1.19% | 0.02% | 1.17% |
You are not choosing between two funds in isolation.
Whichever of SCHD and VMSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VMSB?
SCHD has an expense ratio of 0.06% while VMSB charges 0.45%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
What is the holdings overlap between SCHD and VMSB?
At least 1.2% of SCHD's money is in holdings VMSB also owns. Our book for VMSB is partial, so the real figure is this or higher. They hold 1 positions in common, counted across the 98 positions we hold weights for in SCHD and 329 in VMSB.
Which pays a higher dividend, SCHD or VMSB?
SCHD yields 3.24% while VMSB yields 4.53%, so VMSB currently pays the higher dividend yield.
Is VMSB better than SCHD?
SCHD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.