SCHD vs XAGG
Schwab US Dividend Equity ETF vs Eaton Vance Income Opportunities ETF
Which is better, SCHD or XAGG?
Large Cap Value against Investment Grade Bond.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XAGG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $111.6B | $1.8B |
| Dividend Yield | 3.24% | 5.64% |
| Holdings | 206 | 1,028 |
| YTD Return | +24.55%Best | +0.77% |
| 1Y Return | +29.85%Best | +2.60% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Fund Family | Charles Schwab Asset Management | Eaton Vance |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Investment Grade Bond |
| Inception | Oct 20, 2011 | Nov 10, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SCHD vs XAGG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs XAGG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Eaton Vance Income Opportunities ETF (XAGG) is an ETF from Eaton Vance. Over the past year SCHD returned +29.85% while XAGG returned +2.60%. Year to date, SCHD is up 24.55% versus a gain of 0.77% for XAGG.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while XAGG charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 5.64% for XAGG.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 26 in XAGG, totalling 99.8% and 1.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 26 in XAGG, against full books of 206 and 1,028.
You are not choosing between two funds in isolation.
Whichever of SCHD and XAGG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XAGG?
SCHD has an expense ratio of 0.06% while XAGG charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or XAGG?
Over the past year SCHD returned +29.85% vs +2.60% for XAGG, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XAGG?
SCHD yields 3.24% while XAGG yields 5.64%, so XAGG currently pays the higher dividend yield.
Is XAGG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.