SCHD vs XIMR
Schwab US Dividend Equity ETF vs FT Vest US Equity Buffer & Premium Income ETF - March
Which is better, SCHD or XIMR?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XIMR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $111.6B | $27M |
| Dividend Yield | 3.24% | 6.59% |
| Holdings | 206 | 24 |
| YTD Return | +24.55%Best | +0.77% |
| 1Y Return | +29.85%Best | +1.77% |
| 3Y Return (annualized) | +16.64% | - |
| 5Y Return (annualized) | +9.54% | - |
| Volatility (annualized) | 13.7% | 2.3%Best |
| Max Drawdown | -16.1% | -5.1%Best |
| $10,000 over 2.6 years | $14,181Best | $11,305 |
| Fund Family | Charles Schwab Asset Management | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Mar 18, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 19, 2024 to Oct 14, 2026 (2.6 years).
SCHD vs XIMR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
SCHD vs XIMR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FT Vest US Equity Buffer & Premium Income ETF - March (XIMR) is an ETF from First Trust Portfolios (US). Over the past year SCHD returned +29.85% while XIMR returned +1.77%. Year to date, SCHD is up 24.55% versus a gain of 0.77% for XIMR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 2.3% for XIMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -5.1% for XIMR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.25. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while XIMR charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 6.59% for XIMR.
You are not choosing between two funds in isolation.
Whichever of SCHD and XIMR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XIMR?
SCHD has an expense ratio of 0.06% while XIMR charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or XIMR?
Over the past year SCHD returned +29.85% vs +1.77% for XIMR, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XIMR?
SCHD has been the more volatile fund at 13.7% annualized versus 2.3% for XIMR. Worst drawdown: SCHD -16.1% vs XIMR -5.1%.
Should I hold both SCHD and XIMR?
SCHD and XIMR have a monthly-return correlation of 0.25, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XIMR?
SCHD yields 3.24% while XIMR yields 6.59%, so XIMR currently pays the higher dividend yield.
Is XIMR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.