SCHD vs XYLE
Schwab US Dividend Equity ETF vs Global X S&P 500 ESG Covered Call ETF
Which is better, SCHD or XYLE?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y, XYLE over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XYLE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.60% |
| AUM | $111.6B | $3M |
| Dividend Yield | 3.24% | 16.97% |
| Holdings | 206 | 317 |
| Volatility (annualized) | 13.0% | 6.2%Best |
| Max Drawdown | -10.8% | -8.0%Best |
| $10,000 over 2 years | $11,960 | $13,069Best |
| Fund Family | Charles Schwab Asset Management | GLOBALXETFS |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Feb 21, 2023 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 607 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Oct 14, 2026 and XYLE through Feb 14, 2025.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Feb 22, 2023 to Feb 14, 2025 (2 years).
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 6.2% for XYLE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.8% for SCHD and -8.0% for XYLE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while XYLE charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 16.97% for XYLE.
You are not choosing between two funds in isolation.
Whichever of SCHD and XYLE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XYLE?
SCHD has an expense ratio of 0.06% while XYLE charges 0.60%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which is riskier, SCHD or XYLE?
SCHD has been the more volatile fund at 13.0% annualized versus 6.2% for XYLE. Worst drawdown: SCHD -10.8% vs XYLE -8.0%.
Should I hold both SCHD and XYLE?
SCHD and XYLE have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XYLE?
SCHD yields 3.24% while XYLE yields 16.97%, so XYLE currently pays the higher dividend yield.
Is XYLE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, XYLE over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.