SECU vs VTI
iShares Securitized Income Active ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SECU or VTI?
Each has led over a different period.
VTI has a lower expense ratio. SECU led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SECU | VTI |
|---|---|---|
| Expense Ratio | 0.41% | 0.03%Best |
| AUM | $823M | $689.2B |
| Dividend Yield | 3.45% | 1.06% |
| Holdings | 946 | 3,524 |
| YTD Return | -2.94% | +13.02%Best |
| 1Y Return | -2.94% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 1800062.6% | 16.1%Best |
| Max Drawdown | -98.6% | -52.6%Best |
| $10,000 over 18.8 years | $99,228,647Best | $59,290 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jan 23, 2026 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 18.8 years row, are measured over the window both funds cover: Jan 11, 2008 to Oct 14, 2026 (18.8 years).
SECU vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SECU vs VTI Performance
iShares Securitized Income Active ETF (SECU) is an ETF from iShares by BlackRock (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SECU returned -2.94% while VTI returned +16.63%. Year to date, SECU is down 2.94% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SECU has been the more volatile fund, with annualized monthly volatility of 1800062.6% compared with 16.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -98.6% for SECU and -52.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.01. They move largely independently of each other.
Fees and Cost Over Time
SECU charges 0.41% per year while VTI charges 0.03%. On a $10,000 position that is $41 vs $3 annually, a gap of $38 per year that compounds over a long holding period. On income, SECU currently yields 3.45% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 108 holdings in SECU and 3,441 in VTI, totalling 17.4% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 108 positions we hold weights for in SECU and 3,441 in VTI, against full books of 946 and 3,524.
You are not choosing between two funds in isolation.
Whichever of SECU and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SECU or VTI?
SECU has an expense ratio of 0.41% while VTI charges 0.03%. VTI is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, SECU or VTI?
Over the past year SECU returned -2.94% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (19 years), SECU annualized +63.15% vs +9.93% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SECU or VTI?
SECU has been the more volatile fund at 1800062.6% annualized versus 16.1% for VTI. Worst drawdown: SECU -98.6% vs VTI -52.6%.
Should I hold both SECU and VTI?
SECU and VTI have a monthly-return correlation of 0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SECU or VTI?
SECU yields 3.45% while VTI yields 1.06%, so SECU currently pays the higher dividend yield.
Is VTI better than SECU?
VTI has a lower expense ratio. SECU led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.