SFTX vs VTI
Horizon International Managed Risk ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SFTX or VTI?
VTI costs less.
VTI has a lower expense ratio. SFTX is less concentrated, with 21.5% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFTX | VTI |
|---|---|---|
| Expense Ratio | 0.82% | 0.03%Best |
| AUM | $772M | $689.2B |
| Dividend Yield | 0.21% | 1.06% |
| Holdings | 285 | 3,524 |
| YTD Return | +15.91%Best | +13.02% |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 21.5%Best | 33.5% |
| Fund Family | Horizon Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 2, 2025 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SFTX vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SFTX vs VTI Performance
Horizon International Managed Risk ETF (SFTX) is an ETF from Horizon Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, SFTX is up 15.91% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
SFTX charges 0.82% per year while VTI charges 0.03%. On a $10,000 position that is $82 vs $3 annually, a gap of $79 per year that compounds over a long holding period. On income, SFTX currently yields 0.21% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 282 holdings in SFTX and 3,441 in VTI, totalling 99.9% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 282 positions we hold weights for in SFTX and 3,441 in VTI, against full books of 285 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for SFTX (97.6% of the fund), and 12 for SFTX that do not appear in VTI (5.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SFTX and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFTX or VTI?
SFTX has an expense ratio of 0.82% while VTI charges 0.03%. VTI is the cheaper option, by $79 a year on a $10,000 investment.
Which pays a higher dividend, SFTX or VTI?
SFTX yields 0.21% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than SFTX?
VTI has a lower expense ratio. SFTX is less concentrated, with 21.5% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.