SFY vs VXUS
Sofi Select 500 ETF vs Vanguard Total International Stock ETF
Which is better, SFY or VXUS?
Large Cap Growth against Large Cap Blend.
SFY led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SFY | VXUS |
|---|---|---|
| Expense Ratio | 0.05%Tie | 0.05%Tie |
| AUM | $716M | $163.2B |
| Dividend Yield | 0.81% | 2.34% |
| Holdings | 504 | 8,844 |
| YTD Return | +15.70%Best | +10.00% |
| 1Y Return | +19.92%Best | +17.01% |
| 3Y Return (annualized) | +26.64%Best | +19.55% |
| 5Y Return (annualized) | +14.57%Best | +8.55% |
| Volatility (annualized) | 17.6% | 16.0%Best |
| Max Drawdown | -33.3%Best | -35.1% |
| $10,000 over 5 years | $19,740Best | $15,071 |
| Fund Family | SoFi | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Apr 10, 2019 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 11, 2019 to Oct 14, 2026 (7.5 years).
SFY vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.5 years both funds cover.
SFY vs VXUS Performance
Sofi Select 500 ETF (SFY) is an ETF from SoFi and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SFY returned +19.92% while VXUS returned +17.01%. Year to date, SFY is up 15.70% versus a gain of 10.00% for VXUS.
Over three years, SFY compounded at +26.64% per year against +19.55% for VXUS; over five years the annualized figures are +14.57% and +8.55% respectively. Across the full 8-year window we track, SFY has the edge at +17.03% annualized vs +8.68%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SFY has been the more volatile fund, with annualized monthly volatility of 17.6% compared with 16.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.3% for SFY and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SFY charges 0.05% per year while VXUS charges 0.05%. On a $10,000 position that is $5 vs $5 annually. On income, SFY currently yields 0.81% against 2.34% for VXUS.
Holdings Overlap
At least 76.8% of SFY's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 91.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
Most of SFY is already inside VXUS. Owning both mostly buys the same companies twice.
35 positions in common, counted across the 50 positions we hold weights for in SFY and 8,425 in VXUS, against full books of 504 and 8,844.
Top Shared Holdings
| Stock | Weight in SFY | Weight in VXUS | Difference |
|---|---|---|---|
| BHP:AUBhp Group Ltd | 14.58% | 0.33% | 14.25% |
| CBA:AUCommonwealth Bank Of Australia | 11.89% | 0.42% | 11.47% |
| NAB:AUNational Australia Bank Ltd. Ordinary Fully Paid | 5.62% | 0.18% | 5.44% |
| ANZ:AUAustralia & New Zealand Banking Group Ltd. | 5.28% | 0.17% | 5.11% |
| WES:AUWesfarmers Ltd | 4.06% | 0.14% | 3.92% |
| MQG:AUMacquerie Group Ltd | 3.95% | 0.14% | 3.81% |
| WDS:AUWoodside Petroleum Ltd | 2.78% | 0.10% | 2.68% |
| GMG:AUGoodman Group | 2.49% | 0.09% | 2.40% |
| TLS:AUTelstra Corp Ltd | 2.53% | 0.03% | 2.50% |
| WOW:AUWoolworths Group Ltd. Shs | 2.19% | 0.08% | 2.11% |
76.8% of SFY is already inside VXUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SFY or VXUS?
SFY has an expense ratio of 0.05% while VXUS charges 0.05%. At the precision these are quoted to, they cost the same.
Which performed better, SFY or VXUS?
Over the past year SFY returned +19.92% vs +17.01% for VXUS, so SFY leads on 1-year performance. Over the longest common window we track (8 years), SFY annualized +17.03% vs +8.68% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SFY or VXUS?
SFY has been the more volatile fund at 17.6% annualized versus 16.0% for VXUS. Worst drawdown: SFY -33.3% vs VXUS -35.1%.
Should I hold both SFY and VXUS?
SFY and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SFY and VXUS?
At least 76.8% of SFY's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 35 positions in common, counted across the 50 positions we hold weights for in SFY and 8,425 in VXUS.
Which pays a higher dividend, SFY or VXUS?
SFY yields 0.81% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than SFY?
SFY led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.