SHRD vs VTI

SHRD vs VTI

Which is better, SHRD or VTI?

Investment Grade Bond against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSHRDVTI
Expense Ratio0.52%0.03%Best
AUM$14M$689.2B
Dividend Yield1.11%1.06%
Holdings1013,524
YTD Return-3.11%+13.02%Best
1Y Return-+16.63%
3Y Return (annualized)-+21.97%
5Y Return (annualized)-+11.99%
Fund FamilyFaith Investor ServicesVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionJun 12, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

SHRD vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SHRD vs VTI Performance

Arimathea Catholic Core Bond ETF (SHRD) is an ETF from Faith Investor Services and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, SHRD is down 3.11% versus a gain of 13.02% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

SHRD charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, SHRD currently yields 1.11% against 1.06% for VTI.

Holdings Overlap

VTI already in SHRD0.1%

At least 0.1% of VTI's money is in holdings SHRD also owns.

Stated as a floor: for SHRD, our book for it covers 64.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 87 positions we hold weights for in SHRD and 3,441 in VTI, against full books of 101 and 3,524.

Top Shared Holdings

StockWeight in SHRDWeight in VTIDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.38%0.11%0.27%

You are not choosing between two funds in isolation.

Whichever of SHRD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SHRDVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SHRD or VTI?

SHRD has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option, by $49 a year on a $10,000 investment.

Which pays a higher dividend, SHRD or VTI?

SHRD yields 1.11% while VTI yields 1.06%, so SHRD currently pays the higher dividend yield.

Is VTI better than SHRD?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.