SMCY vs VTI
YieldMax SMCI Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SMCY or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SMCY | VTI |
|---|---|---|
| Expense Ratio | 1.01% | 0.03%Best |
| AUM | $135M | $689.2B |
| Dividend Yield | 123.46% | 1.06% |
| Holdings | 28 | 3,524 |
| YTD Return | +1.15% | +13.02%Best |
| 1Y Return | -33.69% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 69.8% | 12.7%Best |
| Max Drawdown | -64.8% | -19.3%Best |
| $10,000 over 2.1 years | $5,996 | $14,096Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Sep 11, 2024 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 12, 2024 to Oct 14, 2026 (2.1 years).
SMCY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
SMCY vs VTI Performance
YieldMax SMCI Option Income Strategy ETF (SMCY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SMCY returned -33.69% while VTI returned +16.63%. Year to date, SMCY is up 1.15% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SMCY has been the more volatile fund, with annualized monthly volatility of 69.8% compared with 12.7% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -64.8% for SMCY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.47. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SMCY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, SMCY currently yields 123.46% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 1 holding in SMCY and 3,441 in VTI, totalling 37.7% and 98.1% of the two funds. That is not enough of SMCY to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 1 positions we hold weights for in SMCY and 3,441 in VTI, against full books of 28 and 3,524.
Top Shared Holdings
| Stock | Weight in SMCY | Weight in VTI | Difference |
|---|---|---|---|
| SMCISuper Micro Computer Inc Common Stock USD.001 | 37.67% | 0.03% | 37.64% |
You are not choosing between two funds in isolation.
Whichever of SMCY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SMCY or VTI?
SMCY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
Which performed better, SMCY or VTI?
Over the past year SMCY returned -33.69% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SMCY annualized -21.62% vs +17.76% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SMCY or VTI?
SMCY has been the more volatile fund at 69.8% annualized versus 12.7% for VTI. Worst drawdown: SMCY -64.8% vs VTI -19.3%.
Should I hold both SMCY and VTI?
SMCY and VTI have a monthly-return correlation of 0.47, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SMCY or VTI?
SMCY yields 123.46% while VTI yields 1.06%, so SMCY currently pays the higher dividend yield.
Is VTI better than SMCY?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.