SPY vs VBCD
State Street SPDR S&P 500 ETF Trust vs Vanguard Target Maturity 2030 Corporate Bond ETF
Which is better, SPY or VBCD?
VBCD costs less.
VBCD has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | VBCD |
|---|---|---|
| Expense Ratio | 0.09% | 0.08%Best |
| AUM | $823.2B | $60M |
| Dividend Yield | 0.99% | 1.57% |
| Holdings | 1,515 | 673 |
| YTD Return | +13.53%Best | +0.09% |
| 1Y Return | +17.47% | - |
| 3Y Return (annualized) | +22.36% | - |
| 5Y Return (annualized) | +13.21% | - |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | Jan 22, 1993 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs VBCD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs VBCD Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Vanguard Target Maturity 2030 Corporate Bond ETF (VBCD) is an ETF from Vanguard (US). Year to date, SPY is up 13.53% versus a gain of 0.09% for VBCD.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while VBCD charges 0.08%. On a $10,000 position that is $9 vs $8 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 0.99% against 1.57% for VBCD.
Holdings Overlap
At least 0.1% of SPY's money is in holdings VBCD also owns.
Stated as a floor: for VBCD, our book for it covers 83.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 504 positions we hold weights for in SPY and 553 in VBCD, against full books of 1,515 and 673.
Top Shared Holdings
| Stock | Weight in SPY | Weight in VBCD | Difference |
|---|---|---|---|
| TMUST-Mobile Usa Inc Esrw Usd Npv Ref Sm#585558 | 0.13% | 1.08% | 0.95% |
You are not choosing between two funds in isolation.
Whichever of SPY and VBCD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or VBCD?
SPY has an expense ratio of 0.09% while VBCD charges 0.08%. VBCD is the cheaper option, by $1 a year on a $10,000 investment.
Which pays a higher dividend, SPY or VBCD?
SPY yields 0.99% while VBCD yields 1.57%, so VBCD currently pays the higher dividend yield.
Is VBCD better than SPY?
VBCD has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.