SPY vs XRPC
State Street SPDR S&P 500 ETF Trust vs Canary XRP ETF
Which is better, SPY or XRPC?
Large Cap Blend against Single Currency.
SPY has a lower expense ratio. SPY led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | XRPC |
|---|---|---|
| Expense Ratio | 0.09%Best | 0.50% |
| AUM | $823.2B | $374M |
| Dividend Yield | 0.99% | 0.00% |
| Holdings | 1,515 | 2 |
| YTD Return | +13.53%Best | -33.54% |
| 1Y Return | +17.47%Best | -42.88% |
| 3Y Return (annualized) | +22.36% | - |
| 5Y Return (annualized) | +13.21% | - |
| Fund Family | State Street Investment Management | Canary Capital Group LLC |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Single Currency |
| Inception | Jan 22, 1993 | Nov 13, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs XRPC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs XRPC Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Canary XRP ETF (XRPC) is an ETF from Canary Capital Group LLC. Over the past year SPY returned +17.47% while XRPC returned -42.88%. Year to date, SPY is up 13.53% versus a loss of 33.54% for XRPC.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while XRPC charges 0.50%. On a $10,000 position that is $9 vs $50 annually, a gap of $41 per year that compounds over a long holding period. On income, SPY currently yields 0.99% against 0.00% for XRPC.
You are not choosing between two funds in isolation.
Whichever of SPY and XRPC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or XRPC?
SPY has an expense ratio of 0.09% while XRPC charges 0.50%. SPY is the cheaper option, by $41 a year on a $10,000 investment.
Which performed better, SPY or XRPC?
Over the past year SPY returned +17.47% vs -42.88% for XRPC, so SPY leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, SPY or XRPC?
SPY yields 0.99% while XRPC yields 0.00%, so SPY currently pays the higher dividend yield.
Is XRPC better than SPY?
SPY has a lower expense ratio. SPY led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.