SPY vs ZCBF
State Street SPDR S&P 500 ETF Trust vs Global X Zero Coupon Bond 2034 ETF
Which is better, SPY or ZCBF?
ZCBF costs less.
ZCBF has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | ZCBF |
|---|---|---|
| Expense Ratio | 0.09% | 0.07%Best |
| AUM | $823.2B | $925,253.2 |
| Dividend Yield | 0.99% | 2.47% |
| Holdings | 1,515 | 6 |
| YTD Return | +13.53%Best | -4.60% |
| 1Y Return | +17.47% | - |
| 3Y Return (annualized) | +22.36% | - |
| 5Y Return (annualized) | +13.21% | - |
| Fund Family | State Street Investment Management | Global X by mirae Asset |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | Jan 22, 1993 | Jan 6, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs ZCBF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs ZCBF Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Global X Zero Coupon Bond 2034 ETF (ZCBF) is an ETF from Global X by mirae Asset. Year to date, SPY is up 13.53% versus a loss of 4.60% for ZCBF.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while ZCBF charges 0.07%. On a $10,000 position that is $9 vs $7 annually, a gap of $2 per year that compounds over a long holding period. On income, SPY currently yields 0.99% against 2.47% for ZCBF.
You are not choosing between two funds in isolation.
Whichever of SPY and ZCBF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or ZCBF?
SPY has an expense ratio of 0.09% while ZCBF charges 0.07%. ZCBF is the cheaper option, by $2 a year on a $10,000 investment.
Which pays a higher dividend, SPY or ZCBF?
SPY yields 0.99% while ZCBF yields 2.47%, so ZCBF currently pays the higher dividend yield.
Is ZCBF better than SPY?
ZCBF has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.