SSFI vs VYM
Day Hagan Smart Sector Fixed Income ETF vs Vanguard High Dividend Yield ETF
Which is better, SSFI or VYM?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SSFI | VYM |
|---|---|---|
| Expense Ratio | 0.75% | 0.04%Best |
| AUM | $29M | $78.9B |
| Dividend Yield | 3.96% | 2.37% |
| Holdings | 17 | 608 |
| YTD Return | -2.59% | +11.83%Best |
| 1Y Return | -2.62% | +15.96%Best |
| 3Y Return (annualized) | +3.70% | +18.60%Best |
| 5Y Return (annualized) | -0.86% | +11.51%Best |
| Volatility (annualized) | 6.1%Best | 13.8% |
| Max Drawdown | -16.1% | -15.8%Best |
| $10,000 over 5 years | $9,577 | $17,241Best |
| Top 10 Weight | - | 25.8% |
| Fund Family | Day Hagan Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Value |
| Inception | Sep 28, 2021 | Nov 10, 2006 |
Volatility and max drawdown are measured over the window both funds cover: Sep 29, 2021 to Oct 14, 2026 (5 years).
SSFI vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5 years both funds cover.
SSFI vs VYM Performance
Day Hagan Smart Sector Fixed Income ETF (SSFI) is an ETF from Day Hagan Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year SSFI returned -2.62% while VYM returned +15.96%. Year to date, SSFI is down 2.59% versus a gain of 11.83% for VYM.
Over three years, SSFI compounded at +3.70% per year against +18.60% for VYM; over five years the annualized figures are -0.86% and +11.51% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 6.1% for SSFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SSFI and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SSFI charges 0.75% per year while VYM charges 0.04%. On a $10,000 position that is $75 vs $4 annually, a gap of $71 per year that compounds over a long holding period. On income, SSFI currently yields 3.96% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 9 holdings in SSFI and 602 in VYM, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 9 positions we hold weights for in SSFI and 602 in VYM, against full books of 17 and 608.
What only one of them owns
Our book lists 573 positions for VYM that do not appear in our book for SSFI (97.9% of the fund), and 9 for SSFI that do not appear in VYM (100.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SSFI and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SSFI or VYM?
SSFI has an expense ratio of 0.75% while VYM charges 0.04%. VYM is the cheaper option, by $71 a year on a $10,000 investment.
Which performed better, SSFI or VYM?
Over the past year SSFI returned -2.62% vs +15.96% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SSFI or VYM?
VYM has been the more volatile fund at 13.8% annualized versus 6.1% for SSFI. Worst drawdown: SSFI -16.1% vs VYM -15.8%.
Should I hold both SSFI and VYM?
SSFI and VYM have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SSFI or VYM?
SSFI yields 3.96% while VYM yields 2.37%, so SSFI currently pays the higher dividend yield.
Is VYM better than SSFI?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.