STCE vs VTI
Schwab Crypto Thematic Natural Language Processing ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, STCE or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. STCE led over 3Y and the full window, VTI over 1Y. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 49.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | STCE | VTI |
|---|---|---|
| Expense Ratio | 0.30% | 0.03%Best |
| AUM | $202M | $689.2B |
| Dividend Yield | 1.72% | 1.06% |
| Holdings | 37 | 3,524 |
| YTD Return | -16.45% | +13.02%Best |
| 1Y Return | -47.42% | +16.63%Best |
| 3Y Return (annualized) | +41.65%Best | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 57.5% | 14.4%Best |
| Max Drawdown | -54.1% | -19.3%Best |
| $10,000 over 4.2 years | $22,215Best | $19,253 |
| Top 10 Weight | 49.3% | 33.5%Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Aug 4, 2022 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Aug 4, 2022 to Oct 14, 2026 (4.2 years).
STCE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.
STCE vs VTI Performance
Schwab Crypto Thematic Natural Language Processing ETF (STCE) is an ETF from Charles Schwab Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year STCE returned -47.42% while VTI returned +16.63%. Year to date, STCE is down 16.45% versus a gain of 13.02% for VTI.
Over three years, STCE compounded at +41.65% per year against +21.97% for VTI. Across the full 4-year window we track, STCE has the edge at +20.93% annualized vs +16.88%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
STCE has been the more volatile fund, with annualized monthly volatility of 57.5% compared with 14.4% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -54.1% for STCE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
STCE charges 0.30% per year while VTI charges 0.03%. On a $10,000 position that is $30 vs $3 annually, a gap of $27 per year that compounds over a long holding period. On income, STCE currently yields 1.72% against 1.06% for VTI.
Holdings Overlap
58.8% of STCE's money is in holdings VTI also owns. 0.5% of VTI's money is in holdings STCE also owns.
The two portfolios partly overlap.
18 positions in common, counted across the 36 positions we hold weights for in STCE and 3,441 in VTI, against full books of 37 and 3,524.
What only one of them owns
Our book lists 1,142 positions for VTI that do not appear in our book for STCE (97.1% of the fund), and 7 for STCE that do not appear in VTI (14.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in STCE | Weight in VTI | Difference |
|---|---|---|---|
| BMNRBitmine Immersion Technologi | 5.38% | 0.02% | 5.36% |
| GLXYGalaxy Digital Holdings Ltd | 5.23% | 0.01% | 5.22% |
| CLSKCleanspark Inc | 5.06% | 0.00% | 5.06% |
| DWACDigital World Acquisition-A | 4.67% | 0.00% | 4.67% |
| MARAMarathon Patent Group Inc. | 4.18% | 0.01% | 4.17% |
| CORZCore Scientific Inc Common Stock | 4.12% | 0.01% | 4.11% |
| COINCoinbase Global, Inc. | 3.83% | 0.05% | 3.78% |
| RIOTRiot Platforms, Inc. | 3.73% | 0.01% | 3.72% |
| HOODRobinhood Markets Inc - A | 3.56% | 0.11% | 3.45% |
| MSTRMicrostrategy Inc | 3.04% | 0.06% | 2.98% |
58.8% of STCE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, STCE or VTI?
STCE has an expense ratio of 0.30% while VTI charges 0.03%. VTI is the cheaper option, by $27 a year on a $10,000 investment.
Which performed better, STCE or VTI?
Over the past year STCE returned -47.42% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), STCE annualized +20.93% vs +16.88% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, STCE or VTI?
STCE has been the more volatile fund at 57.5% annualized versus 14.4% for VTI. Worst drawdown: STCE -54.1% vs VTI -19.3%.
Should I hold both STCE and VTI?
STCE and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between STCE and VTI?
58.8% of STCE's money is in holdings VTI also owns. 0.5% of VTI's is in holdings STCE also owns. They hold 18 positions in common, counted across the 36 positions we hold weights for in STCE and 3,441 in VTI.
Which pays a higher dividend, STCE or VTI?
STCE yields 1.72% while VTI yields 1.06%, so STCE currently pays the higher dividend yield.
Is VTI better than STCE?
VTI has a lower expense ratio. STCE led over 3Y and the full window, VTI over 1Y. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 49.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.