SWP vs VTI
SWP Growth & Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SWP or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SWP | VTI |
|---|---|---|
| Expense Ratio | 0.99% | 0.03%Best |
| AUM | $146M | $689.2B |
| Dividend Yield | 9.72% | 1.06% |
| Holdings | 150 | 3,524 |
| YTD Return | +4.25% | +13.02%Best |
| 1Y Return | +8.59% | +16.63%Best |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 11.8%Best | 12.7% |
| Max Drawdown | -15.7%Best | -19.3% |
| $10,000 over 2.1 years | $12,749 | $13,838Best |
| Top 10 Weight | 38.4% | 33.5%Best |
| Fund Family | GammaRoad | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | Sep 24, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.1 years row, are measured over the window both funds cover: Sep 25, 2024 to Oct 14, 2026 (2.1 years).
SWP vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.1 years both funds cover.
SWP vs VTI Performance
SWP Growth & Income ETF (SWP) is an ETF from GammaRoad and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SWP returned +8.59% while VTI returned +16.63%. Year to date, SWP is up 4.25% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.8% for SWP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.7% for SWP and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SWP charges 0.99% per year while VTI charges 0.03%. On a $10,000 position that is $99 vs $3 annually, a gap of $96 per year that compounds over a long holding period. On income, SWP currently yields 9.72% against 1.06% for VTI.
Holdings Overlap
89.2% of SWP's money is in holdings VTI also owns. 34.2% of VTI's money is in holdings SWP also owns.
Most of SWP is already inside VTI. Owning both mostly buys the same companies twice.
35 positions in common, counted across the 42 positions we hold weights for in SWP and 3,441 in VTI, against full books of 150 and 3,524.
What only one of them owns
Our book lists 1,121 positions for VTI that do not appear in our book for SWP (63.4% of the fund), and 2 for SWP that do not appear in VTI (2.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SWP | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.59% | 6.88% | 2.29% |
| AAPLApple, Inc | 4.72% | 6.30% | 1.58% |
| MSFTMicrosoft Corp | 5.72% | 5.11% | 0.61% |
| GOOGLAlphabet Inc | 3.48% | 2.70% | 0.78% |
| AVGOBroadcom Inc | 3.66% | 2.38% | 1.28% |
| METAMeta Platforms Inc | 4.04% | 1.70% | 2.34% |
| JPMJpmorgan Chase | 2.80% | 1.29% | 1.51% |
| IBMInternational Business Machines Corp. | 3.63% | 0.30% | 3.33% |
| LLYEli Lilly & Co. | 2.20% | 1.33% | 0.87% |
| PMPhilip Morris International Inc. | 2.99% | 0.40% | 2.59% |
89.2% of SWP is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SWP or VTI?
SWP has an expense ratio of 0.99% while VTI charges 0.03%. VTI is the cheaper option, by $96 a year on a $10,000 investment.
Which performed better, SWP or VTI?
Over the past year SWP returned +8.59% vs +16.63% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SWP annualized +12.26% vs +16.73% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SWP or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 11.8% for SWP. Worst drawdown: SWP -15.7% vs VTI -19.3%.
Should I hold both SWP and VTI?
SWP and VTI have a monthly-return correlation of 0.91, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between SWP and VTI?
89.2% of SWP's money is in holdings VTI also owns. 34.2% of VTI's is in holdings SWP also owns. They hold 35 positions in common, counted across the 42 positions we hold weights for in SWP and 3,441 in VTI.
Which pays a higher dividend, SWP or VTI?
SWP yields 9.72% while VTI yields 1.06%, so SWP currently pays the higher dividend yield.
Is VTI better than SWP?
VTI has a lower expense ratio. VTI led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.91. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.