TBG vs UMI
TBG Dividend Focus ETF vs USCF Midstream Energy Income ETF
Which is better, TBG or UMI?
UMI has been ahead.
TBG has a lower expense ratio. UMI led over 1Y, 3Y and the full window. TBG is less concentrated, with 39.3% of the fund in its ten largest positions against 62.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TBG | UMI |
|---|---|---|
| Expense Ratio | 0.45%Best | 0.69% |
| AUM | $284M | $527M |
| Dividend Yield | 2.82% | 6.27% |
| Holdings | 78 | 25 |
| YTD Return | +12.11% | +22.12%Best |
| 1Y Return | +15.30% | +28.10%Best |
| 3Y Return (annualized) | +17.15% | +23.91%Best |
| 5Y Return (annualized) | - | +19.00% |
| Volatility (annualized) | 12.3%Best | 15.4% |
| Max Drawdown | -14.8%Best | -17.1% |
| $10,000 over 2.9 years | $15,825 | $19,118Best |
| Top 10 Weight | 39.3%Best | 62.2% |
| Fund Family | EA Series Trust | USCF Investments |
| Category | Equity | Equity |
| Style | All Cap Blend | All Cap Blend |
| Inception | Nov 6, 2023 | Mar 24, 2021 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 7, 2023 to Oct 14, 2026 (2.9 years).
TBG vs UMI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
TBG vs UMI Performance
TBG Dividend Focus ETF (TBG) is an ETF from EA Series Trust and USCF Midstream Energy Income ETF (UMI) is an ETF from USCF Investments. Over the past year TBG returned +15.30% while UMI returned +28.10%. Year to date, TBG is up 12.11% versus a gain of 22.12% for UMI.
Over three years, TBG compounded at +17.15% per year against +23.91% for UMI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UMI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.3% for TBG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.8% for TBG and -17.1% for UMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TBG charges 0.45% per year while UMI charges 0.69%. On a $10,000 position that is $45 vs $69 annually, a gap of $24 per year that compounds over a long holding period. On income, TBG currently yields 2.82% against 6.27% for UMI.
Holdings Overlap
7.3% of TBG's money is in holdings UMI also owns. 22.5% of UMI's money is in holdings TBG also owns.
UMI and TBG share little of their money.
3 positions in common, counted across the 38 positions we hold weights for in TBG and 23 in UMI, against full books of 78 and 25.
What only one of them owns
Our book lists 14 positions for UMI that do not appear in our book for TBG (57.9% of the fund), and 35 for TBG that do not appear in UMI (92.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
22.5% of UMI is already inside TBG.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TBG or UMI?
TBG has an expense ratio of 0.45% while UMI charges 0.69%. TBG is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, TBG or UMI?
Over the past year TBG returned +15.30% vs +28.10% for UMI, so UMI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TBG or UMI?
UMI has been the more volatile fund at 15.4% annualized versus 12.3% for TBG. Worst drawdown: TBG -14.8% vs UMI -17.1%.
Should I hold both TBG and UMI?
TBG and UMI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between TBG and UMI?
22.5% of UMI's money is in holdings TBG also owns. 22.5% of UMI's is in holdings TBG also owns. They hold 3 positions in common, counted across the 38 positions we hold weights for in TBG and 23 in UMI.
Which pays a higher dividend, TBG or UMI?
TBG yields 2.82% while UMI yields 6.27%, so UMI currently pays the higher dividend yield.
Is UMI better than TBG?
TBG has a lower expense ratio. UMI led over 1Y, 3Y and the full window. TBG is less concentrated, with 39.3% of the fund in its ten largest positions against 62.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.