TEND vs VYM
iShares Large Cap 10% Target Buffer Dec ETF vs Vanguard High Dividend Yield ETF
Which is better, TEND or VYM?
Option Writing against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TEND | VYM |
|---|---|---|
| Expense Ratio | 0.50% | 0.04%Best |
| AUM | $68M | $78.9B |
| Dividend Yield | 0.09% | 2.37% |
| Holdings | 8 | 608 |
| YTD Return | +10.84% | +11.83%Best |
| 1Y Return | +13.03% | +15.96%Best |
| 3Y Return (annualized) | - | +18.60% |
| 5Y Return (annualized) | - | +11.51% |
| Volatility (annualized) | 8.3%Best | 11.2% |
| Max Drawdown | -5.9%Best | -6.7% |
| $10,000 over 1 years | $11,231 | $11,511Best |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Oct 7, 2025 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 8, 2025 to Oct 14, 2026 (1 years).
TEND vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
TEND vs VYM Performance
iShares Large Cap 10% Target Buffer Dec ETF (TEND) is an ETF from iShares by BlackRock (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TEND returned +13.03% while VYM returned +15.96%. Year to date, TEND is up 10.84% versus a gain of 11.83% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 11.2% compared with 8.3% for TEND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.9% for TEND and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TEND charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, TEND currently yields 0.09% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 2 holdings in TEND and 602 in VYM, totalling 100.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in TEND and 602 in VYM, against full books of 8 and 608.
You are not choosing between two funds in isolation.
Whichever of TEND and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TEND or VYM?
TEND has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, TEND or VYM?
Over the past year TEND returned +13.03% vs +15.96% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), TEND annualized +12.31% vs +15.11% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TEND or VYM?
VYM has been the more volatile fund at 11.2% annualized versus 8.3% for TEND. Worst drawdown: TEND -5.9% vs VYM -6.7%.
Should I hold both TEND and VYM?
TEND and VYM have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TEND or VYM?
TEND yields 0.09% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than TEND?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.