THTA vs UBND
SoFi Enhanced Yield ETF vs VictoryShares Core Plus Bond ETF
Which is better, THTA or UBND?
Each has led over a different period.
UBND has a lower expense ratio. THTA led over 1Y, UBND over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | THTA | UBND |
|---|---|---|
| Expense Ratio | 0.65% | 0.40%Best |
| AUM | $65M | $1.9B |
| Dividend Yield | 10.62% | 5.07% |
| Holdings | 18 | 1,606 |
| YTD Return | +12.24%Best | -2.75% |
| 1Y Return | +16.25%Best | -2.33% |
| 3Y Return (annualized) | +2.71% | +4.98%Best |
| 5Y Return (annualized) | - | +0.24% |
| Volatility (annualized) | 13.1% | 4.8%Best |
| Max Drawdown | -31.4% | -4.6%Best |
| $10,000 over 2.9 years | $10,806 | $11,352Best |
| Fund Family | SoFi | Victory Capital Management Inc. |
| Category | Fixed Income | Fixed Income |
| Style | Long Term High Quality | Long Term High Quality |
| Inception | Nov 15, 2023 | Oct 4, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 15, 2023 to Oct 14, 2026 (2.9 years).
THTA vs UBND growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
THTA vs UBND Performance
SoFi Enhanced Yield ETF (THTA) is an ETF from SoFi and VictoryShares Core Plus Bond ETF (UBND) is an ETF from Victory Capital Management Inc.. Over the past year THTA returned +16.25% while UBND returned -2.33%. Year to date, THTA is up 12.24% versus a loss of 2.75% for UBND.
Over three years, THTA compounded at +2.71% per year against +4.98% for UBND.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
THTA has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 4.8% for UBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.4% for THTA and -4.6% for UBND. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.04. They move largely independently of each other.
Fees and Cost Over Time
THTA charges 0.65% per year while UBND charges 0.40%. On a $10,000 position that is $65 vs $40 annually, a gap of $25 per year that compounds over a long holding period. On income, THTA currently yields 10.62% against 5.07% for UBND.
Holdings Overlap
We hold position weights for 2 holdings in THTA and 266 in UBND, totalling 22.4% and 12.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in THTA and 266 in UBND, against full books of 18 and 1,606.
You are not choosing between two funds in isolation.
Whichever of THTA and UBND you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, THTA or UBND?
THTA has an expense ratio of 0.65% while UBND charges 0.40%. UBND is the cheaper option, by $25 a year on a $10,000 investment.
Which performed better, THTA or UBND?
Over the past year THTA returned +16.25% vs -2.33% for UBND, so THTA leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, THTA or UBND?
THTA has been the more volatile fund at 13.1% annualized versus 4.8% for UBND. Worst drawdown: THTA -31.4% vs UBND -4.6%.
Should I hold both THTA and UBND?
THTA and UBND have a monthly-return correlation of -0.04, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, THTA or UBND?
THTA yields 10.62% while UBND yields 5.07%, so THTA currently pays the higher dividend yield.
Is UBND better than THTA?
UBND has a lower expense ratio. THTA led over 1Y, UBND over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.