TIH vs VTI
The Investment House ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TIH or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 40.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TIH | VTI |
|---|---|---|
| Expense Ratio | 1.00% | 0.03%Best |
| AUM | $662M | $689.2B |
| Dividend Yield | 0.00% | 1.06% |
| Holdings | 137 | 3,524 |
| YTD Return | -0.90% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 40.0% | 33.5%Best |
| Fund Family | Investment House Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Aug 5, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
TIH vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TIH vs VTI Performance
The Investment House ETF (TIH) is an ETF from Investment House Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, TIH is down 0.90% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
TIH charges 1.00% per year while VTI charges 0.03%. On a $10,000 position that is $100 vs $3 annually, a gap of $97 per year that compounds over a long holding period. On income, TIH currently yields 0.00% against 1.06% for VTI.
Holdings Overlap
88.0% of TIH's money is in holdings VTI also owns. 50.8% of VTI's money is in holdings TIH also owns.
Most of TIH is already inside VTI. Owning both mostly buys the same companies twice.
83 positions in common, counted across the 99 positions we hold weights for in TIH and 3,441 in VTI, against full books of 137 and 3,524.
What only one of them owns
Our book lists 1,074 positions for VTI that do not appear in our book for TIH (46.8% of the fund), and 9 for TIH that do not appear in VTI (8.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TIH | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 4.86% | 6.88% | 2.02% |
| AAPLApple, Inc | 4.90% | 6.30% | 1.40% |
| MSFTMicrosoft Corp | 4.52% | 5.11% | 0.59% |
| GOOGLAlphabet Inc | 4.57% | 2.70% | 1.87% |
| AMZNAmazon.Com Inc | 3.32% | 3.41% | 0.09% |
| METAMeta Platforms Inc | 4.48% | 1.70% | 2.78% |
| DELLDell Technologies Inc | 4.59% | 0.18% | 4.41% |
| AVGOBroadcom Inc | 2.39% | 2.38% | 0.01% |
| GOOGAlphabet Inc. C | 2.28% | 2.12% | 0.16% |
| LLYEli Lilly & Co. | 2.63% | 1.33% | 1.30% |
88.0% of TIH is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TIH or VTI?
TIH has an expense ratio of 1.00% while VTI charges 0.03%. VTI is the cheaper option, by $97 a year on a $10,000 investment.
What is the holdings overlap between TIH and VTI?
88.0% of TIH's money is in holdings VTI also owns. 50.8% of VTI's is in holdings TIH also owns. They hold 83 positions in common, counted across the 99 positions we hold weights for in TIH and 3,441 in VTI.
Which pays a higher dividend, TIH or VTI?
TIH yields 0.00% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than TIH?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 40.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.