TLTE vs VTI
Northern Trust Morningstar Emerging Markets Factor Tilt ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TLTE or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. TLTE led over 1Y, VTI over 3Y, 5Y and the full window. TLTE is less concentrated, with 23.8% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TLTE | VTI |
|---|---|---|
| Expense Ratio | 0.57% | 0.03%Best |
| AUM | $345M | $689.2B |
| Dividend Yield | 3.28% | 1.06% |
| Holdings | 3,106 | 3,524 |
| YTD Return | +15.08%Best | +13.02% |
| 1Y Return | +22.81%Best | +16.63% |
| 3Y Return (annualized) | +19.81% | +21.97%Best |
| 5Y Return (annualized) | +7.74% | +11.99%Best |
| Volatility (annualized) | 16.6% | 14.5%Best |
| Max Drawdown | -47.6% | -35.0%Best |
| $10,000 over 5 years | $14,517 | $17,616Best |
| Top 10 Weight | 23.8%Best | 33.5% |
| Fund Family | Northern Trust Asset Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 25, 2012 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 28, 2012 to Oct 14, 2026 (14 years).
TLTE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14 years both funds cover.
TLTE vs VTI Performance
Northern Trust Morningstar Emerging Markets Factor Tilt ETF (TLTE) is an ETF from Northern Trust Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TLTE returned +22.81% while VTI returned +16.63%. Year to date, TLTE is up 15.08% versus a gain of 13.02% for VTI.
Over three years, TLTE compounded at +19.81% per year against +21.97% for VTI; over five years the annualized figures are +7.74% and +11.99% respectively. Across the full 14-year window we track, VTI has the edge at +12.96% annualized vs +4.25%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TLTE has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.6% for TLTE and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TLTE charges 0.57% per year while VTI charges 0.03%. On a $10,000 position that is $57 vs $3 annually, a gap of $54 per year that compounds over a long holding period. On income, TLTE currently yields 3.28% against 1.06% for VTI.
Holdings Overlap
0.1% of TLTE's money is in holdings VTI also owns. 0.1% of VTI's money is in holdings TLTE also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
4 positions in common, counted across the 2,920 positions we hold weights for in TLTE and 3,441 in VTI, against full books of 3,106 and 3,524.
What only one of them owns
Our book lists 1,153 positions for VTI that do not appear in our book for TLTE (97.5% of the fund), and 9 for TLTE that do not appear in VTI (0.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of TLTE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TLTE or VTI?
TLTE has an expense ratio of 0.57% while VTI charges 0.03%. VTI is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, TLTE or VTI?
Over the past year TLTE returned +22.81% vs +16.63% for VTI, so TLTE leads on 1-year performance. Over the longest common window we track (14 years), TLTE annualized +4.25% vs +12.96% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TLTE or VTI?
TLTE has been the more volatile fund at 16.6% annualized versus 14.5% for VTI. Worst drawdown: TLTE -47.6% vs VTI -35.0%.
Should I hold both TLTE and VTI?
TLTE and VTI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TLTE or VTI?
TLTE yields 3.28% while VTI yields 1.06%, so TLTE currently pays the higher dividend yield.
Is VTI better than TLTE?
VTI has a lower expense ratio. TLTE led over 1Y, VTI over 3Y, 5Y and the full window. TLTE is less concentrated, with 23.8% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.