TOCT vs VXUS
Innovator Equity Defined Protection ETF - 2 Yr to October 2027 vs Vanguard Total International Stock ETF
Which is better, TOCT or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOCT | VXUS |
|---|---|---|
| Expense Ratio | 0.79% | 0.05%Best |
| AUM | $14M | $163.2B |
| Dividend Yield | 0.00% | 2.34% |
| Holdings | 15 | 8,844 |
| YTD Return | +3.40% | +10.00%Best |
| 1Y Return | +3.93% | +17.01%Best |
| 3Y Return (annualized) | - | +19.55% |
| 5Y Return (annualized) | - | +8.55% |
| Volatility (annualized) | 2.8%Best | 14.8% |
| Max Drawdown | -2.0%Best | -11.3% |
| $10,000 over 1 years | $10,362 | $11,534Best |
| Fund Family | Innovator ETFs Trust | Vanguard (US) |
| Category | Alternative | Equity |
| Style | - | Large Cap Blend |
| Inception | Oct 1, 2025 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 1, 2025 to Oct 14, 2026 (1 years).
TOCT vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
TOCT vs VXUS Performance
Innovator Equity Defined Protection ETF - 2 Yr to October 2027 (TOCT) is an ETF from Innovator ETFs Trust and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TOCT returned +3.93% while VXUS returned +17.01%. Year to date, TOCT is up 3.40% versus a gain of 10.00% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 2.8% for TOCT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.0% for TOCT and -11.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TOCT charges 0.79% per year while VXUS charges 0.05%. On a $10,000 position that is $79 vs $5 annually, a gap of $74 per year that compounds over a long holding period. On income, TOCT currently yields 0.00% against 2.34% for VXUS.
You are not choosing between two funds in isolation.
Whichever of TOCT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOCT or VXUS?
TOCT has an expense ratio of 0.79% while VXUS charges 0.05%. VXUS is the cheaper option, by $74 a year on a $10,000 investment.
Which performed better, TOCT or VXUS?
Over the past year TOCT returned +3.93% vs +17.01% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (1 years), TOCT annualized +3.62% vs +15.34% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TOCT or VXUS?
VXUS has been the more volatile fund at 14.8% annualized versus 2.8% for TOCT. Worst drawdown: TOCT -2.0% vs VXUS -11.3%.
Should I hold both TOCT and VXUS?
TOCT and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TOCT or VXUS?
TOCT yields 0.00% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than TOCT?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.