TSEC vs YFFI

TSEC vs YFFI

Which is better, TSEC or YFFI?

TSEC has been ahead.

TSEC has a lower expense ratio. TSEC led over 1Y and the full window.

Lower Fees: TSECHigher Returns: TSEC

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTSECYFFI
Expense Ratio0.40%Best0.50%
AUM$175M$22M
Dividend Yield8.21%5.28%
Holdings129164
YTD Return+1.26%Best-2.49%
1Y Return+2.52%Best-2.12%
3Y Return (annualized)+6.35%-
Volatility (annualized)2.0%Best4.5%
Max Drawdown-1.8%Best-5.3%
$10,000 over 1.8 years$10,877Best$10,334
Fund FamilyTouchstone InvestmentsIndexperts
CategoryFixed IncomeFixed Income
StyleInvestment Grade BondInvestment Grade Bond
InceptionJul 17, 2023Dec 31, 2024

Not shown on this pair: 5Y Return (annualized), Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.8 years row, are measured over the window both funds cover: Jan 2, 2025 to Oct 14, 2026 (1.8 years).

TSEC vs YFFI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.8 years both funds cover.

Compare TSEC against instead:TSEC vs SPYTSEC vs QQQTSEC vs VOOTSEC vs VTIYFFI against:YFFI vs VXUS

TSEC vs YFFI Performance

Touchstone Securitized Income ETF (TSEC) is an ETF from Touchstone Investments and Indexperts Yield Focused Fixed Income ETF (YFFI) is an ETF from Indexperts. Over the past year TSEC returned +2.52% while YFFI returned -2.12%. Year to date, TSEC is up 1.26% versus a loss of 2.49% for YFFI.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

YFFI has been the more volatile fund, with annualized monthly volatility of 4.5% compared with 2.0% for TSEC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.8% for TSEC and -5.3% for YFFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TSEC charges 0.40% per year while YFFI charges 0.50%. On a $10,000 position that is $40 vs $50 annually, a gap of $10 per year that compounds over a long holding period. On income, TSEC currently yields 8.21% against 5.28% for YFFI.

Holdings Overlap

We hold position weights for 14 holdings in TSEC and 73 in YFFI, totalling 15.1% and 92.4% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 14 positions we hold weights for in TSEC and 73 in YFFI, against full books of 129 and 164.

You are not choosing between two funds in isolation.

Whichever of TSEC and YFFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TSECYFFI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TSEC or YFFI?

TSEC has an expense ratio of 0.40% while YFFI charges 0.50%. TSEC is the cheaper option, by $10 a year on a $10,000 investment.

Which performed better, TSEC or YFFI?

Over the past year TSEC returned +2.52% vs -2.12% for YFFI, so TSEC leads on 1-year performance. Over the longest common window we track (2 years), TSEC annualized +4.78% vs +1.84% for YFFI. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TSEC or YFFI?

YFFI has been the more volatile fund at 4.5% annualized versus 2.0% for TSEC. Worst drawdown: TSEC -1.8% vs YFFI -5.3%.

Should I hold both TSEC and YFFI?

TSEC and YFFI have a monthly-return correlation of 0.82, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TSEC or YFFI?

TSEC yields 8.21% while YFFI yields 5.28%, so TSEC currently pays the higher dividend yield.

Is YFFI better than TSEC?

TSEC has a lower expense ratio. TSEC led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.