UDIV vs VXUS
Franklin US Core Dividend Tilt Index ETF vs Vanguard Total International Stock ETF
Which is better, UDIV or VXUS?
Large Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. UDIV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UDIV | VXUS |
|---|---|---|
| Expense Ratio | 0.06% | 0.05%Best |
| AUM | $162M | $163.2B |
| Dividend Yield | 1.42% | 2.34% |
| Holdings | 285 | 8,844 |
| YTD Return | +16.70%Best | +10.00% |
| 1Y Return | +20.41%Best | +17.01% |
| 3Y Return (annualized) | +24.44%Best | +19.55% |
| 5Y Return (annualized) | +14.35%Best | +8.55% |
| Volatility (annualized) | 14.3%Best | 14.8% |
| Max Drawdown | -35.5%Best | -39.9% |
| $10,000 over 5 years | $19,552Best | $15,071 |
| Fund Family | Franklin Templeton Investments (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Jun 1, 2016 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jun 3, 2016 to Oct 14, 2026 (10.4 years).
UDIV vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.
UDIV vs VXUS Performance
Franklin US Core Dividend Tilt Index ETF (UDIV) is an ETF from Franklin Templeton Investments (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year UDIV returned +20.41% while VXUS returned +17.01%. Year to date, UDIV is up 16.70% versus a gain of 10.00% for VXUS.
Over three years, UDIV compounded at +24.44% per year against +19.55% for VXUS; over five years the annualized figures are +14.35% and +8.55% respectively. Across the full 10-year window we track, UDIV has the edge at +10.10% annualized vs +7.68%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 14.3% for UDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.5% for UDIV and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
UDIV charges 0.06% per year while VXUS charges 0.05%. On a $10,000 position that is $6 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, UDIV currently yields 1.42% against 2.34% for VXUS.
Holdings Overlap
At least 2.6% of UDIV's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 91.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
UDIV and VXUS share little of their money.
3 positions in common, counted across the 289 positions we hold weights for in UDIV and 8,425 in VXUS, against full books of 285 and 8,844.
You are not choosing between two funds in isolation.
Whichever of UDIV and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UDIV or VXUS?
UDIV has an expense ratio of 0.06% while VXUS charges 0.05%. VXUS is the cheaper option, by $1 a year on a $10,000 investment.
Which performed better, UDIV or VXUS?
Over the past year UDIV returned +20.41% vs +17.01% for VXUS, so UDIV leads on 1-year performance. Over the longest common window we track (10 years), UDIV annualized +10.10% vs +7.68% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UDIV or VXUS?
VXUS has been the more volatile fund at 14.8% annualized versus 14.3% for UDIV. Worst drawdown: UDIV -35.5% vs VXUS -39.9%.
Should I hold both UDIV and VXUS?
UDIV and VXUS have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between UDIV and VXUS?
At least 2.6% of UDIV's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 289 positions we hold weights for in UDIV and 8,425 in VXUS.
Which pays a higher dividend, UDIV or VXUS?
UDIV yields 1.42% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than UDIV?
VXUS has a lower expense ratio. UDIV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.