USCL vs VXUS
iShares Climate Conscious & Transition MSCI USA ETF vs Vanguard Total International Stock ETF
Which is better, USCL or VXUS?
Each has led over a different period.
VXUS has a lower expense ratio. USCL led over 3Y and the full window, VXUS over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USCL | VXUS |
|---|---|---|
| Expense Ratio | 0.08% | 0.05%Best |
| AUM | $2.9B | $163.2B |
| Dividend Yield | 1.05% | 2.34% |
| Holdings | 395 | 8,844 |
| YTD Return | +10.76%Best | +10.00% |
| 1Y Return | +12.88% | +17.01%Best |
| 3Y Return (annualized) | +20.34%Best | +19.55% |
| 5Y Return (annualized) | - | +8.55% |
| Volatility (annualized) | 12.6% | 12.3%Best |
| Max Drawdown | -19.0% | -13.6%Best |
| $10,000 over 3.4 years | $18,232Best | $16,622 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 6, 2023 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: Jun 8, 2023 to Oct 14, 2026 (3.4 years).
USCL vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
USCL vs VXUS Performance
iShares Climate Conscious & Transition MSCI USA ETF (USCL) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year USCL returned +12.88% while VXUS returned +17.01%. Year to date, USCL is up 10.76% versus a gain of 10.00% for VXUS.
Over three years, USCL compounded at +20.34% per year against +19.55% for VXUS.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USCL has been the more volatile fund, with annualized monthly volatility of 12.6% compared with 12.3% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.0% for USCL and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
USCL charges 0.08% per year while VXUS charges 0.05%. On a $10,000 position that is $8 vs $5 annually, a gap of $3 per year that compounds over a long holding period. On income, USCL currently yields 1.05% against 2.34% for VXUS.
Holdings Overlap
At least 3.2% of USCL's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 91.3% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
USCL and VXUS share little of their money.
5 positions in common, counted across the 392 positions we hold weights for in USCL and 8,425 in VXUS, against full books of 395 and 8,844.
You are not choosing between two funds in isolation.
Whichever of USCL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USCL or VXUS?
USCL has an expense ratio of 0.08% while VXUS charges 0.05%. VXUS is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, USCL or VXUS?
Over the past year USCL returned +12.88% vs +17.01% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USCL or VXUS?
USCL has been the more volatile fund at 12.6% annualized versus 12.3% for VXUS. Worst drawdown: USCL -19.0% vs VXUS -13.6%.
Should I hold both USCL and VXUS?
USCL and VXUS have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between USCL and VXUS?
At least 3.2% of USCL's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 5 positions in common, counted across the 392 positions we hold weights for in USCL and 8,425 in VXUS.
Which pays a higher dividend, USCL or VXUS?
USCL yields 1.05% while VXUS yields 2.34%, so VXUS currently pays the higher dividend yield.
Is VXUS better than USCL?
VXUS has a lower expense ratio. USCL led over 3Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.