USMC vs XDIV
Principal U.S. Mega-Cap ETF vs Roundhill S&P 500 No Dividend Target ETF
Which is better, USMC or XDIV?
Nearly the same fund. XDIV costs less.
XDIV has a lower expense ratio. XDIV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USMC | XDIV |
|---|---|---|
| Expense Ratio | 0.12% | 0.08%Best |
| AUM | $5.2B | $92M |
| Dividend Yield | 0.74% | 0.00% |
| Holdings | 58 | 4 |
| YTD Return | +13.98%Best | +13.66% |
| 1Y Return | +14.91% | +17.52%Best |
| 3Y Return (annualized) | +22.22% | - |
| 5Y Return (annualized) | +14.81% | - |
| Volatility (annualized) | 11.7% | 11.5%Best |
| Max Drawdown | -10.3% | -9.2%Best |
| $10,000 over 1.3 years | $12,506 | $12,553Best |
| Fund Family | Principal Funds | Roundhill Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Oct 11, 2017 | Jul 10, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 10, 2025 to Oct 14, 2026 (1.3 years).
USMC vs XDIV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
USMC vs XDIV Performance
Principal U.S. Mega-Cap ETF (USMC) is an ETF from Principal Funds and Roundhill S&P 500 No Dividend Target ETF (XDIV) is an ETF from Roundhill Investments. Over the past year USMC returned +14.91% while XDIV returned +17.52%. Year to date, USMC is up 13.98% versus a gain of 13.66% for XDIV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USMC has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 11.5% for XDIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -10.3% for USMC and -9.2% for XDIV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.96. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
USMC charges 0.12% per year while XDIV charges 0.08%. On a $10,000 position that is $12 vs $8 annually, a gap of $4 per year that compounds over a long holding period. On income, USMC currently yields 0.74% against 0.00% for XDIV.
Holdings Overlap
We hold position weights for 27 holdings in USMC and 1 in XDIV, totalling 100.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 27 positions we hold weights for in USMC and 1 in XDIV, against full books of 58 and 4.
You are not choosing between two funds in isolation.
Whichever of USMC and XDIV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USMC or XDIV?
USMC has an expense ratio of 0.12% while XDIV charges 0.08%. XDIV is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, USMC or XDIV?
Over the past year USMC returned +14.91% vs +17.52% for XDIV, so XDIV leads on 1-year performance. Over the longest common window we track (1 years), USMC annualized +18.77% vs +19.11% for XDIV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USMC or XDIV?
USMC has been the more volatile fund at 11.7% annualized versus 11.5% for XDIV. Worst drawdown: USMC -10.3% vs XDIV -9.2%.
Should I hold both USMC and XDIV?
USMC and XDIV have a monthly-return correlation of 0.96, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, USMC or XDIV?
USMC yields 0.74% while XDIV yields 0.00%, so USMC currently pays the higher dividend yield.
Is XDIV better than USMC?
XDIV has a lower expense ratio. XDIV led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.96. Which one suits a particular account depends on what it is for. This is information, not a recommendation.