USOI vs VOO
ETRACS Crude Oil Shares Covered Call ETN vs Vanguard S&P 500 ETF
Which is better, USOI or VOO?
Energy against Large Cap Blend.
VOO has a lower expense ratio. USOI led over 1Y and 5Y, VOO over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USOI | VOO |
|---|---|---|
| Expense Ratio | 0.85% | 0.03%Best |
| AUM | $245M | $1.0T |
| Dividend Yield | 48.53% | 1.06% |
| Holdings | - | 506 |
| YTD Return | +51.07%Best | +13.57% |
| 1Y Return | +53.83%Best | +17.55% |
| 3Y Return (annualized) | +11.97% | +22.46%Best |
| 5Y Return (annualized) | +13.56%Best | +13.28% |
| Volatility (annualized) | 30.4% | 15.7%Best |
| Max Drawdown | -87.2% | -34.3%Best |
| $10,000 over 5 years | $18,885Best | $18,654 |
| Fund Family | UBS AG | Vanguard (US) |
| Category | Commodity | Equity |
| Style | Energy | Large Cap Blend |
| Inception | Apr 25, 2017 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 26, 2017 to Oct 14, 2026 (9.5 years).
USOI vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.5 years both funds cover.
USOI vs VOO Performance
ETRACS Crude Oil Shares Covered Call ETN (USOI) is an ETF from UBS AG and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year USOI returned +53.83% while VOO returned +17.55%. Year to date, USOI is up 51.07% versus a gain of 13.57% for VOO.
Over three years, USOI compounded at +11.97% per year against +22.46% for VOO; over five years the annualized figures are +13.56% and +13.28% respectively. Across the full 10-year window we track, VOO has the edge at +14.16% annualized vs -6.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USOI has been the more volatile fund, with annualized monthly volatility of 30.4% compared with 15.7% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -87.2% for USOI and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
USOI charges 0.85% per year while VOO charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, USOI currently yields 48.53% against 1.06% for VOO.
You are not choosing between two funds in isolation.
Whichever of USOI and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USOI or VOO?
USOI has an expense ratio of 0.85% while VOO charges 0.03%. VOO is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, USOI or VOO?
Over the past year USOI returned +53.83% vs +17.55% for VOO, so USOI leads on 1-year performance. Over the longest common window we track (10 years), USOI annualized -6.50% vs +14.16% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USOI or VOO?
USOI has been the more volatile fund at 30.4% annualized versus 15.7% for VOO. Worst drawdown: USOI -87.2% vs VOO -34.3%.
Should I hold both USOI and VOO?
USOI and VOO have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USOI or VOO?
USOI yields 48.53% while VOO yields 1.06%, so USOI currently pays the higher dividend yield.
Is VOO better than USOI?
VOO has a lower expense ratio. USOI led over 1Y and 5Y, VOO over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.