VLLU vs VTI
Harbor AlphaEdge Large Cap Value ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VLLU or VTI?
Large Cap Value against Large Cap Blend.
VTI has a lower expense ratio. VLLU led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VLLU | VTI |
|---|---|---|
| Expense Ratio | 0.25% | 0.03%Best |
| AUM | $5M | $690.1B |
| Dividend Yield | 1.35% | 1.03% |
| Holdings | 75 | 3,524 |
| Volatility (annualized) | 10.7%Best | 13.2% |
| Max Drawdown | -16.6%Best | -19.3% |
| $10,000 over 2 years | $13,865 | $14,410Best |
| Top 10 Weight | 37.4% | 33.3%Best |
| Fund Family | Harbor Funds | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Sep 3, 2024 | May 24, 2001 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 46 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VLLU has data through Aug 28, 2026 and VTI through Oct 13, 2026.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 5, 2024 to Aug 28, 2026 (2 years).
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 10.7% for VLLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for VLLU and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VLLU charges 0.25% per year while VTI charges 0.03%. On a $10,000 position that is $25 vs $3 annually, a gap of $22 per year that compounds over a long holding period. On income, VLLU currently yields 1.35% against 1.03% for VTI.
Holdings Overlap
95.3% of VLLU's money is in holdings VTI also owns. 32.0% of VTI's money is in holdings VLLU also owns.
Most of VLLU is already inside VTI. Owning both mostly buys the same companies twice.
69 positions in common, counted across the 74 positions we hold weights for in VLLU and 3,463 in VTI, against full books of 75 and 3,524.
What only one of them owns
Our book lists 1,082 positions for VTI that do not appear in our book for VLLU (65.5% of the fund), and 2 for VLLU that do not appear in VTI (3.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VLLU | Weight in VTI | Difference |
|---|---|---|---|
| AAPLApple, Inc | 3.51% | 6.29% | 2.78% |
| GOOGLAlphabet Inc,class A | 6.15% | 2.90% | 3.25% |
| NVDANvidia Corp | 1.71% | 6.40% | 4.69% |
| JNJJohnson & Johnson - Common | 4.75% | 0.86% | 3.89% |
| MUMicron Technology, Inc. | 3.67% | 1.29% | 2.38% |
| VVisa Inc Class A | 3.14% | 0.83% | 2.31% |
| BACBank of America Corp.: Financials | 3.30% | 0.55% | 2.75% |
| BKBank Of New York Mellon Corp | 3.39% | 0.15% | 3.24% |
| SEICSei Investments Co. | 3.42% | 0.02% | 3.40% |
| CCitigroup Inc. | 3.01% | 0.30% | 2.71% |
95.3% of VLLU is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VLLU or VTI?
VLLU has an expense ratio of 0.25% while VTI charges 0.03%. VTI is the cheaper option, by $22 a year on a $10,000 investment.
Which is riskier, VLLU or VTI?
VTI has been the more volatile fund at 13.2% annualized versus 10.7% for VLLU. Worst drawdown: VLLU -16.6% vs VTI -19.3%.
Should I hold both VLLU and VTI?
VLLU and VTI have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VLLU and VTI?
95.3% of VLLU's money is in holdings VTI also owns. 32.0% of VTI's is in holdings VLLU also owns. They hold 69 positions in common, counted across the 74 positions we hold weights for in VLLU and 3,463 in VTI.
Which pays a higher dividend, VLLU or VTI?
VLLU yields 1.35% while VTI yields 1.03%, so VLLU currently pays the higher dividend yield.
Is VTI better than VLLU?
VTI has a lower expense ratio. VLLU led over 1Y, VTI over the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 37.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.