VTI vs WISE
Vanguard Morningstar Total Stock Market ETF vs Themes Generative Artificial Intelligence ETF
Which is better, VTI or WISE?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WISE |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $689.2B | $27M |
| Dividend Yield | 1.06% | 4.54% |
| Holdings | 3,524 | 43 |
| YTD Return | +13.02%Best | -18.35% |
| 1Y Return | +16.63%Best | -25.34% |
| 3Y Return (annualized) | +21.97% | - |
| 5Y Return (annualized) | +11.99% | - |
| Volatility (annualized) | 11.9%Best | 30.8% |
| Max Drawdown | -19.3%Best | -39.1% |
| $10,000 over 2.9 years | $17,273Best | $13,446 |
| Top 10 Weight | 33.5%Best | 45.2% |
| Fund Family | Vanguard (US) | Themes ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Dec 8, 2023 |
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 8, 2023 to Oct 14, 2026 (2.9 years).
VTI vs WISE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
VTI vs WISE Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Themes Generative Artificial Intelligence ETF (WISE) is an ETF from Themes ETFs. Over the past year VTI returned +16.63% while WISE returned -25.34%. Year to date, VTI is up 13.02% versus a loss of 18.35% for WISE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
WISE has been the more volatile fund, with annualized monthly volatility of 30.8% compared with 11.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -39.1% for WISE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WISE charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 4.54% for WISE.
Holdings Overlap
17.7% of VTI's money is in holdings WISE also owns. 79.5% of WISE's money is in holdings VTI also owns.
Most of WISE is already inside VTI. Owning both mostly buys the same companies twice.
29 positions in common, counted across the 3,441 positions we hold weights for in VTI and 41 in WISE, against full books of 3,524 and 43.
What only one of them owns
Our book lists 1 positions for WISE that do not appear in our book for VTI (0.2% of the fund), and 1,143 for VTI that do not appear in WISE (79.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WISE | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.88% | 5.39% | 1.49% |
| GOOGLAlphabet Inc | 2.70% | 4.25% | 1.55% |
| AMDAdvanced Micro Devices Inc | 1.04% | 5.59% | 4.55% |
| AVGOBroadcom Inc | 2.38% | 3.33% | 0.95% |
| AMZNAmazon.Com Inc | 3.41% | 2.26% | 1.15% |
| SNOWSnowflake Inc | 0.15% | 5.03% | 4.88% |
| III3i Group Plc. | 0.00% | 4.88% | 4.88% |
| PLTRPalantir Technologies Inc | 0.55% | 4.33% | 3.78% |
| AIC3.AI Inc-A | 0.00% | 4.05% | 4.05% |
| MFLBigbear.Ai Holdings Inc. | 0.00% | 3.81% | 3.81% |
79.5% of WISE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WISE?
VTI has an expense ratio of 0.03% while WISE charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or WISE?
Over the past year VTI returned +16.63% vs -25.34% for WISE, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WISE?
WISE has been the more volatile fund at 30.8% annualized versus 11.9% for VTI. Worst drawdown: VTI -19.3% vs WISE -39.1%.
Should I hold both VTI and WISE?
VTI and WISE have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WISE?
79.5% of WISE's money is in holdings VTI also owns. 79.5% of WISE's is in holdings VTI also owns. They hold 29 positions in common, counted across the 3,441 positions we hold weights for in VTI and 41 in WISE.
Which pays a higher dividend, VTI or WISE?
VTI yields 1.06% while WISE yields 4.54%, so WISE currently pays the higher dividend yield.
Is WISE better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 45.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.