VTI vs XHLF
Vanguard Morningstar Total Stock Market ETF vs BondBloxx Bloomberg Six Month Target Duration US Treasury ETF
Which is better, VTI or XHLF?
Large Cap Blend against Short Term High Quality.
VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XHLF |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $689.2B | $2.0B |
| Dividend Yield | 1.06% | 3.80% |
| Holdings | 3,524 | 30 |
| YTD Return | +13.02%Best | +2.23% |
| 1Y Return | +16.63%Best | +3.15% |
| 3Y Return (annualized) | +21.97%Best | +4.19% |
| 5Y Return (annualized) | +11.99% | - |
| Volatility (annualized) | 13.5% | 0.5%Best |
| Max Drawdown | -19.3% | -0.3%Best |
| $10,000 over 4.1 years | $20,624Best | $11,828 |
| Fund Family | Vanguard (US) | BondBloxx |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Short Term High Quality |
| Inception | May 24, 2001 | Sep 13, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Sep 16, 2022 to Oct 14, 2026 (4.1 years).
VTI vs XHLF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
VTI vs XHLF Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and BondBloxx Bloomberg Six Month Target Duration US Treasury ETF (XHLF) is an ETF from BondBloxx. Over the past year VTI returned +16.63% while XHLF returned +3.15%. Year to date, VTI is up 13.02% versus a gain of 2.23% for XHLF.
Over three years, VTI compounded at +21.97% per year against +4.19% for XHLF. Across the full 4-year window we track, VTI has the edge at +19.31% annualized vs +4.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 0.5% for XHLF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -0.3% for XHLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
VTI charges 0.03% per year while XHLF charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VTI currently yields 1.06% against 3.80% for XHLF.
You are not choosing between two funds in isolation.
Whichever of VTI and XHLF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XHLF?
VTI has an expense ratio of 0.03% while XHLF charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, VTI or XHLF?
Over the past year VTI returned +16.63% vs +3.15% for XHLF, so VTI leads on 1-year performance. Over the longest common window we track (4 years), VTI annualized +19.31% vs +4.18% for XHLF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XHLF?
VTI has been the more volatile fund at 13.5% annualized versus 0.5% for XHLF. Worst drawdown: VTI -19.3% vs XHLF -0.3%.
Should I hold both VTI and XHLF?
VTI and XHLF have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or XHLF?
VTI yields 1.06% while XHLF yields 3.80%, so XHLF currently pays the higher dividend yield.
Is XHLF better than VTI?
VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.