VTI vs XVV
Vanguard Morningstar Total Stock Market ETF vs iShares ESG Select Screened S&P 500 ETF
Which is better, VTI or XVV?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, XVV over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 42.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XVV |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.08% |
| AUM | $689.2B | $680M |
| Dividend Yield | 1.06% | 0.90% |
| Holdings | 3,524 | 445 |
| YTD Return | +13.02%Best | +11.55% |
| 1Y Return | +16.63%Best | +15.24% |
| 3Y Return (annualized) | +21.97% | +22.04%Best |
| 5Y Return (annualized) | +11.99% | +12.69%Best |
| Volatility (annualized) | 15.5%Best | 15.9% |
| Max Drawdown | -25.4%Best | -27.2% |
| $10,000 over 5 years | $17,616 | $18,173Best |
| Top 10 Weight | 33.5%Best | 42.8% |
| Fund Family | Vanguard (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Sep 22, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Sep 24, 2020 to Oct 14, 2026 (6.1 years).
VTI vs XVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.1 years both funds cover.
VTI vs XVV Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and iShares ESG Select Screened S&P 500 ETF (XVV) is an ETF from iShares by BlackRock (US). Over the past year VTI returned +16.63% while XVV returned +15.24%. Year to date, VTI is up 13.02% versus a gain of 11.55% for XVV.
Over three years, VTI compounded at +21.97% per year against +22.04% for XVV; over five years the annualized figures are +11.99% and +12.69% respectively. Across the full 6-year window we track, XVV has the edge at +16.44% annualized vs +16.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XVV has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -27.2% for XVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XVV charges 0.08%. On a $10,000 position that is $3 vs $8 annually, a gap of $5 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.90% for XVV.
Holdings Overlap
78.9% of VTI's money is in holdings XVV also owns. 99.1% of XVV's money is in holdings VTI also owns.
Most of XVV is already inside VTI. Owning both mostly buys the same companies twice.
433 positions in common, counted across the 3,441 positions we hold weights for in VTI and 442 in XVV, against full books of 3,524 and 445.
What only one of them owns
Our book lists 7 positions for XVV that do not appear in our book for VTI (0.7% of the fund), and 726 for VTI that do not appear in XVV (18.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XVV | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.88% | 8.98% | 2.10% |
| AAPLApple, Inc | 6.30% | 8.28% | 1.98% |
| MSFTMicrosoft Corp | 5.11% | 6.25% | 1.14% |
| AMZNAmazon.Com Inc | 3.41% | 4.27% | 0.86% |
| GOOGLAlphabet Inc | 2.70% | 3.37% | 0.67% |
| AVGOBroadcom Inc | 2.38% | 2.91% | 0.53% |
| GOOGAlphabet Inc. C | 2.12% | 2.69% | 0.57% |
| METAMeta Platforms Inc | 1.70% | 2.42% | 0.72% |
| MUMicron Technology, Inc. | 1.46% | 1.87% | 0.41% |
| TSLATesla Inc | 1.40% | 1.75% | 0.35% |
99.1% of XVV is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XVV?
VTI has an expense ratio of 0.03% while XVV charges 0.08%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, VTI or XVV?
Over the past year VTI returned +16.63% vs +15.24% for XVV, so VTI leads on 1-year performance. Over the longest common window we track (6 years), VTI annualized +16.13% vs +16.44% for XVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XVV?
XVV has been the more volatile fund at 15.9% annualized versus 15.5% for VTI. Worst drawdown: VTI -25.4% vs XVV -27.2%.
Should I hold both VTI and XVV?
VTI and XVV have a monthly-return correlation of 0.99, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and XVV?
99.1% of XVV's money is in holdings VTI also owns. 99.1% of XVV's is in holdings VTI also owns. They hold 433 positions in common, counted across the 3,441 positions we hold weights for in VTI and 442 in XVV.
Which pays a higher dividend, VTI or XVV?
VTI yields 1.06% while XVV yields 0.90%, so VTI currently pays the higher dividend yield.
Is XVV better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, XVV over 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.99. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 42.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.