VTI vs XYLG
Vanguard Morningstar Total Stock Market ETF vs Global X S&P 500 Covered Call & Growth ETF
Which is better, VTI or XYLG?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XYLG over 1Y. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XYLG |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $689.2B | $69M |
| Dividend Yield | 1.06% | 12.87% |
| Holdings | 3,524 | 1,012 |
| YTD Return | +13.02%Best | +12.61% |
| 1Y Return | +16.63% | +18.12%Best |
| 3Y Return (annualized) | +21.97%Best | +17.83% |
| 5Y Return (annualized) | +11.99%Best | +10.44% |
| Volatility (annualized) | 15.5% | 11.9%Best |
| Max Drawdown | -25.4% | -21.3%Best |
| $10,000 over 5 years | $17,616Best | $16,430 |
| Top 10 Weight | 33.5%Best | 38.3% |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Sep 18, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Sep 21, 2020 to Oct 14, 2026 (6.1 years).
VTI vs XYLG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6.1 years both funds cover.
VTI vs XYLG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Global X S&P 500 Covered Call & Growth ETF (XYLG) is an ETF from Global X by mirae Asset. Over the past year VTI returned +16.63% while XYLG returned +18.12%. Year to date, VTI is up 13.02% versus a gain of 12.61% for XYLG.
Over three years, VTI compounded at +21.97% per year against +17.83% for XYLG; over five years the annualized figures are +11.99% and +10.44% respectively. Across the full 6-year window we track, VTI has the edge at +15.87% annualized vs +13.12%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.5% compared with 11.9% for XYLG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -21.3% for XYLG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XYLG charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 12.87% for XYLG.
Holdings Overlap
87.7% of VTI's money is in holdings XYLG also owns. 99.0% of XYLG's money is in holdings VTI also owns.
Most of XYLG is already inside VTI. Owning both mostly buys the same companies twice.
481 positions in common, counted across the 3,441 positions we hold weights for in VTI and 490 in XYLG, against full books of 3,524 and 1,012.
What only one of them owns
Our book lists 5 positions for XYLG that do not appear in our book for VTI (0.5% of the fund), and 677 for VTI that do not appear in XYLG (10.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XYLG | Difference |
|---|---|---|---|
| NVDANvidia Corp | 6.88% | 8.04% | 1.16% |
| AAPLApple, Inc | 6.30% | 7.42% | 1.12% |
| MSFTMicrosoft Corp | 5.11% | 5.60% | 0.49% |
| AMZNAmazon.Com Inc | 3.41% | 3.82% | 0.41% |
| GOOGLAlphabet Inc | 2.70% | 3.02% | 0.32% |
| AVGOBroadcom Inc | 2.38% | 2.60% | 0.22% |
| GOOGAlphabet Inc. C | 2.12% | 2.41% | 0.29% |
| METAMeta Platforms Inc | 1.70% | 2.16% | 0.46% |
| MUMicron Technology, Inc. | 1.46% | 1.67% | 0.21% |
| TSLATesla Inc | 1.40% | 1.56% | 0.16% |
99.0% of XYLG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XYLG?
VTI has an expense ratio of 0.03% while XYLG charges 0.35%. VTI is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VTI or XYLG?
Over the past year VTI returned +16.63% vs +18.12% for XYLG, so XYLG leads on 1-year performance. Over the longest common window we track (6 years), VTI annualized +15.87% vs +13.12% for XYLG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XYLG?
VTI has been the more volatile fund at 15.5% annualized versus 11.9% for XYLG. Worst drawdown: VTI -25.4% vs XYLG -21.3%.
Should I hold both VTI and XYLG?
VTI and XYLG have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and XYLG?
99.0% of XYLG's money is in holdings VTI also owns. 99.0% of XYLG's is in holdings VTI also owns. They hold 481 positions in common, counted across the 3,441 positions we hold weights for in VTI and 490 in XYLG.
Which pays a higher dividend, VTI or XYLG?
VTI yields 1.06% while XYLG yields 12.87%, so XYLG currently pays the higher dividend yield.
Is XYLG better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, XYLG over 1Y. The two have moved almost in lockstep, correlation 0.97. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 38.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.