VTI vs YBIT
Vanguard Morningstar Total Stock Market ETF vs YieldMax Bitcoin Option Income Strategy ETF
Which is better, VTI or YBIT?
Large Cap Blend against Option Writing.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YBIT |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.02% |
| AUM | $689.2B | $62M |
| Dividend Yield | 1.06% | 79.71% |
| Holdings | 3,524 | 28 |
| YTD Return | +13.02%Best | -11.85% |
| 1Y Return | +16.63%Best | -26.73% |
| 3Y Return (annualized) | +21.97% | - |
| 5Y Return (annualized) | +11.99% | - |
| Volatility (annualized) | 11.8%Best | 35.8% |
| Max Drawdown | -19.3%Best | -47.5% |
| $10,000 over 2.5 years | $15,575Best | $8,822 |
| Fund Family | Vanguard (US) | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Option Writing |
| Inception | May 24, 2001 | Apr 22, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 23, 2024 to Oct 14, 2026 (2.5 years).
VTI vs YBIT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
VTI vs YBIT Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and YieldMax Bitcoin Option Income Strategy ETF (YBIT) is an ETF from YieldMax ETF. Over the past year VTI returned +16.63% while YBIT returned -26.73%. Year to date, VTI is up 13.02% versus a loss of 11.85% for YBIT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
YBIT has been the more volatile fund, with annualized monthly volatility of 35.8% compared with 11.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.3% for VTI and -47.5% for YBIT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VTI charges 0.03% per year while YBIT charges 1.02%. On a $10,000 position that is $3 vs $102 annually, a gap of $99 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 79.71% for YBIT.
Holdings Overlap
We hold position weights for 3,441 holdings in VTI and 2 in YBIT, totalling 98.1% and 15.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,441 positions we hold weights for in VTI and 2 in YBIT, against full books of 3,524 and 28.
You are not choosing between two funds in isolation.
Whichever of VTI and YBIT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YBIT?
VTI has an expense ratio of 0.03% while YBIT charges 1.02%. VTI is the cheaper option, by $99 a year on a $10,000 investment.
Which performed better, VTI or YBIT?
Over the past year VTI returned +16.63% vs -26.73% for YBIT, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or YBIT?
YBIT has been the more volatile fund at 35.8% annualized versus 11.8% for VTI. Worst drawdown: VTI -19.3% vs YBIT -47.5%.
Should I hold both VTI and YBIT?
VTI and YBIT have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or YBIT?
VTI yields 1.06% while YBIT yields 79.71%, so YBIT currently pays the higher dividend yield.
Is YBIT better than VTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.