VTI vs YYYM
Vanguard Morningstar Total Stock Market ETF vs Amplify Municipal CEF High Income ETF
Which is better, VTI or YYYM?
Large Cap Blend against High Yield Municipal Bond.
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 36.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | YYYM |
|---|---|---|
| Expense Ratio | 0.03%Best | 2.78% |
| AUM | $689.2B | $2M |
| Dividend Yield | 1.06% | 3.62% |
| Holdings | 3,524 | 64 |
| YTD Return | +13.02%Best | -10.89% |
| 1Y Return | +16.63% | - |
| 3Y Return (annualized) | +21.97% | - |
| 5Y Return (annualized) | +11.99% | - |
| Top 10 Weight | 33.5%Best | 36.9% |
| Fund Family | Vanguard (US) | Amplify ETFs |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | High Yield Municipal Bond |
| Inception | May 24, 2001 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
VTI vs YYYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs YYYM Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Amplify Municipal CEF High Income ETF (YYYM) is an ETF from Amplify ETFs. Year to date, VTI is up 13.02% versus a loss of 10.89% for YYYM.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while YYYM charges 2.78%. On a $10,000 position that is $3 vs $278 annually, a gap of $275 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 3.62% for YYYM.
Holdings Overlap
2.8% of YYYM's money is in holdings VTI also owns.
YYYM and VTI share little of their money.
1 positions in common, counted across the 3,441 positions we hold weights for in VTI and 31 in YYYM, against full books of 3,524 and 64.
What only one of them owns
Our book lists 30 positions for YYYM that do not appear in our book for VTI (97.2% of the fund), and 1,156 for VTI that do not appear in YYYM (97.6%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in YYYM | Difference |
|---|---|---|---|
| MHDBlackrock Muniholdings Fund | 0.00% | 2.79% | 2.79% |
You are not choosing between two funds in isolation.
Whichever of VTI and YYYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or YYYM?
VTI has an expense ratio of 0.03% while YYYM charges 2.78%. VTI is the cheaper option, by $275 a year on a $10,000 investment.
What is the holdings overlap between VTI and YYYM?
2.8% of YYYM's money is in holdings VTI also owns. 2.8% of YYYM's is in holdings VTI also owns. They hold 1 positions in common, counted across the 3,441 positions we hold weights for in VTI and 31 in YYYM.
Which pays a higher dividend, VTI or YYYM?
VTI yields 1.06% while YYYM yields 3.62%, so YYYM currently pays the higher dividend yield.
Is YYYM better than VTI?
VTI has a lower expense ratio. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 36.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.