VTI vs ZCBA
Vanguard Morningstar Total Stock Market ETF vs Global X Zero Coupon Bond 2030 ETF
Which is better, VTI or ZCBA?
VTI costs less.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZCBA |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.07% |
| AUM | $689.2B | $953,800 |
| Dividend Yield | 1.06% | 2.23% |
| Holdings | 3,524 | 6 |
| YTD Return | +13.02%Best | -1.88% |
| 1Y Return | +16.63% | - |
| 3Y Return (annualized) | +21.97% | - |
| 5Y Return (annualized) | +11.99% | - |
| Fund Family | Vanguard (US) | Global X by mirae Asset |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | - |
| Inception | May 24, 2001 | Jan 6, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VTI vs ZCBA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VTI vs ZCBA Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Global X Zero Coupon Bond 2030 ETF (ZCBA) is an ETF from Global X by mirae Asset. Year to date, VTI is up 13.02% versus a loss of 1.88% for ZCBA.
Past performance does not guarantee future results.
Fees and Cost Over Time
VTI charges 0.03% per year while ZCBA charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 2.23% for ZCBA.
You are not choosing between two funds in isolation.
Whichever of VTI and ZCBA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZCBA?
VTI has an expense ratio of 0.03% while ZCBA charges 0.07%. VTI is the cheaper option, by $4 a year on a $10,000 investment.
Which pays a higher dividend, VTI or ZCBA?
VTI yields 1.06% while ZCBA yields 2.23%, so ZCBA currently pays the higher dividend yield.
Is ZCBA better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.