VTI vs ZHDG
Vanguard Morningstar Total Stock Market ETF vs ZEGA Buy and Hedge ETF
Which is better, VTI or ZHDG?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZHDG |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.95% |
| AUM | $689.2B | $31M |
| Dividend Yield | 1.06% | 2.42% |
| Holdings | 3,524 | 28 |
| YTD Return | +13.02%Best | +6.90% |
| 1Y Return | +16.63%Best | +8.99% |
| 3Y Return (annualized) | +21.97%Best | +14.14% |
| 5Y Return (annualized) | +11.99%Best | +6.03% |
| Volatility (annualized) | 15.8% | 12.3%Best |
| Max Drawdown | -25.4% | -23.3%Best |
| $10,000 over 5 years | $17,616Best | $13,401 |
| Fund Family | Vanguard (US) | Zega ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 24, 2001 | Jul 6, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 7, 2021 to Oct 14, 2026 (5.3 years).
VTI vs ZHDG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.3 years both funds cover.
VTI vs ZHDG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and ZEGA Buy and Hedge ETF (ZHDG) is an ETF from Zega ETFs. Over the past year VTI returned +16.63% while ZHDG returned +8.99%. Year to date, VTI is up 13.02% versus a gain of 6.90% for ZHDG.
Over three years, VTI compounded at +21.97% per year against +14.14% for ZHDG; over five years the annualized figures are +11.99% and +6.03% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 12.3% for ZHDG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -23.3% for ZHDG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.97. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while ZHDG charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 2.42% for ZHDG.
Holdings Overlap
We hold position weights for 3,441 holdings in VTI and 2 in ZHDG, totalling 98.1% and 8.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3,441 positions we hold weights for in VTI and 2 in ZHDG, against full books of 3,524 and 28.
You are not choosing between two funds in isolation.
Whichever of VTI and ZHDG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZHDG?
VTI has an expense ratio of 0.03% while ZHDG charges 0.95%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, VTI or ZHDG?
Over the past year VTI returned +16.63% vs +8.99% for ZHDG, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or ZHDG?
VTI has been the more volatile fund at 15.8% annualized versus 12.3% for ZHDG. Worst drawdown: VTI -25.4% vs ZHDG -23.3%.
Should I hold both VTI and ZHDG?
VTI and ZHDG have a monthly-return correlation of 0.97, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, VTI or ZHDG?
VTI yields 1.06% while ZHDG yields 2.42%, so ZHDG currently pays the higher dividend yield.
Is ZHDG better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.97. Which one suits a particular account depends on what it is for. This is information, not a recommendation.