VTI vs ZIPP
Vanguard Morningstar Total Stock Market ETF vs STKd 100% UBER & 100% TSLA ETF
Which is better, VTI or ZIPP?
Large Cap Blend against Multi Alternative.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | ZIPP |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.29% |
| AUM | $689.2B | $760,824.19 |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 3,524 | 4 |
| Fund Family | Vanguard (US) | Quantify Funds |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 24, 2001 | Mar 5, 2025 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
The two price series end 296 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VTI has data through Oct 14, 2026 and ZIPP through Dec 22, 2025.
Fees and Cost Over Time
VTI charges 0.03% per year while ZIPP charges 1.29%. On a $10,000 position that is $3 vs $129 annually, a gap of $126 per year that compounds over a long holding period. On income, VTI currently yields 1.06% against 0.00% for ZIPP.
Holdings Overlap
We hold position weights for 3,441 holdings in VTI and 1 in ZIPP, totalling 98.1% and 0.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 335 days apart, VTI as of Aug 31, 2026 and ZIPP as of Sep 30, 2025, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 3,441 positions we hold weights for in VTI and 1 in ZIPP, against full books of 3,524 and 4.
You are not choosing between two funds in isolation.
Whichever of VTI and ZIPP you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or ZIPP?
VTI has an expense ratio of 0.03% while ZIPP charges 1.29%. VTI is the cheaper option, by $126 a year on a $10,000 investment.
Which pays a higher dividend, VTI or ZIPP?
VTI yields 1.06% while ZIPP yields 0.00%, so VTI currently pays the higher dividend yield.
Is ZIPP better than VTI?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.