VYM vs XRPZ
Vanguard High Dividend Yield ETF vs Franklin XRP ETF
Which is better, VYM or XRPZ?
Large Cap Value against Single Currency.
VYM has a lower expense ratio. VYM led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XRPZ |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.19% |
| AUM | $78.9B | $439M |
| Dividend Yield | 2.37% | 0.00% |
| Holdings | 608 | 2 |
| YTD Return | +11.83%Best | -33.27% |
| 1Y Return | +15.96%Best | -41.64% |
| 3Y Return (annualized) | +18.60% | - |
| 5Y Return (annualized) | +11.51% | - |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Alternative |
| Style | Large Cap Value | Single Currency |
| Inception | Nov 10, 2006 | Nov 24, 2025 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VYM vs XRPZ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VYM vs XRPZ Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Franklin XRP ETF (XRPZ) is an ETF from Franklin Templeton Investments (US). Over the past year VYM returned +15.96% while XRPZ returned -41.64%. Year to date, VYM is up 11.83% versus a loss of 33.27% for XRPZ.
Past performance does not guarantee future results.
Fees and Cost Over Time
VYM charges 0.04% per year while XRPZ charges 0.19%. On a $10,000 position that is $4 vs $19 annually, a gap of $15 per year that compounds over a long holding period. On income, VYM currently yields 2.37% against 0.00% for XRPZ.
You are not choosing between two funds in isolation.
Whichever of VYM and XRPZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XRPZ?
VYM has an expense ratio of 0.04% while XRPZ charges 0.19%. VYM is the cheaper option, by $15 a year on a $10,000 investment.
Which performed better, VYM or XRPZ?
Over the past year VYM returned +15.96% vs -41.64% for XRPZ, so VYM leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, VYM or XRPZ?
VYM yields 2.37% while XRPZ yields 0.00%, so VYM currently pays the higher dividend yield.
Is XRPZ better than VYM?
VYM has a lower expense ratio. VYM led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.