WBIG vs XLF
WBI BullBear Yield 3000 ETF vs State Street Financial Select Sector SPDR ETF
Which is better, WBIG or XLF?
Each has led over a different period.
XLF has a lower expense ratio. WBIG led over 1Y, XLF over 3Y, 5Y and the full window. WBIG is less concentrated, with 23.9% of the fund in its ten largest positions against 57.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | WBIG | XLF |
|---|---|---|
| Expense Ratio | 1.59% | 0.08%Best |
| AUM | $31M | $51.9B |
| Dividend Yield | 1.17% | 1.40% |
| Holdings | 159 | 160 |
| YTD Return | +12.49%Best | +0.47% |
| 1Y Return | +11.17%Best | +4.02% |
| 3Y Return (annualized) | +7.85% | +19.43%Best |
| 5Y Return (annualized) | +1.53% | +8.82%Best |
| Volatility (annualized) | 11.3%Best | 19.8% |
| Max Drawdown | -25.3%Best | -43.3% |
| $10,000 over 5 years | $10,789 | $15,260Best |
| Top 10 Weight | 23.9%Best | 57.3% |
| Fund Family | WBI Investments | SPDR State Street Global Advisors |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Aug 25, 2014 | Dec 16, 1998 |
Volatility and max drawdown are measured over the window both funds cover: Aug 27, 2014 to Oct 14, 2026 (12.1 years).
WBIG vs XLF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12.1 years both funds cover.
WBIG vs XLF Performance
WBI BullBear Yield 3000 ETF (WBIG) is an ETF from WBI Investments and State Street Financial Select Sector SPDR ETF (XLF) is an ETF from SPDR State Street Global Advisors. Over the past year WBIG returned +11.17% while XLF returned +4.02%. Year to date, WBIG is up 12.49% versus a gain of 0.47% for XLF.
Over three years, WBIG compounded at +7.85% per year against +19.43% for XLF; over five years the annualized figures are +1.53% and +8.82% respectively. Across the full 12-year window we track, XLF has the edge at +8.13% annualized vs +1.26%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XLF has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 11.3% for WBIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.3% for WBIG and -43.3% for XLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
WBIG charges 1.59% per year while XLF charges 0.08%. On a $10,000 position that is $159 vs $8 annually, a gap of $151 per year that compounds over a long holding period. On income, WBIG currently yields 1.17% against 1.40% for XLF.
Holdings Overlap
10.8% of WBIG's money is in holdings XLF also owns. 17.5% of XLF's money is in holdings WBIG also owns.
XLF and WBIG share little of their money.
8 positions in common, counted across the 71 positions we hold weights for in WBIG and 77 in XLF, against full books of 159 and 160.
What only one of them owns
Our book lists 68 positions for XLF that do not appear in our book for WBIG (81.9% of the fund), and 59 for WBIG that do not appear in XLF (81.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in WBIG | Weight in XLF | Difference |
|---|---|---|---|
| VVisa Inc Class A | 1.19% | 7.62% | 6.43% |
| MAMastercard Inc | 1.18% | 5.69% | 4.51% |
| COFCapital One Financial Corp. | 1.71% | 1.61% | 0.10% |
| TROWT Rowe Price Grp | 2.09% | 0.28% | 1.81% |
| IBKRInteractive Brokers Group Inc | 1.86% | 0.50% | 1.36% |
| MMCMarsh & Mclennan Cos Inc Common Stock Usd 1 | 0.82% | 1.06% | 0.24% |
| MSCIM S C I Inc. | 0.89% | 0.50% | 0.39% |
| PFGPrincipalfinancialgroupinc. | 1.07% | 0.28% | 0.79% |
You are not choosing between two funds in isolation.
Whichever of WBIG and XLF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, WBIG or XLF?
WBIG has an expense ratio of 1.59% while XLF charges 0.08%. XLF is the cheaper option, by $151 a year on a $10,000 investment.
Which performed better, WBIG or XLF?
Over the past year WBIG returned +11.17% vs +4.02% for XLF, so WBIG leads on 1-year performance. Over the longest common window we track (12 years), WBIG annualized +1.26% vs +8.13% for XLF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, WBIG or XLF?
XLF has been the more volatile fund at 19.8% annualized versus 11.3% for WBIG. Worst drawdown: WBIG -25.3% vs XLF -43.3%.
Should I hold both WBIG and XLF?
WBIG and XLF have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between WBIG and XLF?
17.5% of XLF's money is in holdings WBIG also owns. 17.5% of XLF's is in holdings WBIG also owns. They hold 8 positions in common, counted across the 71 positions we hold weights for in WBIG and 77 in XLF.
Which pays a higher dividend, WBIG or XLF?
WBIG yields 1.17% while XLF yields 1.40%, so XLF currently pays the higher dividend yield.
Is XLF better than WBIG?
XLF has a lower expense ratio. WBIG led over 1Y, XLF over 3Y, 5Y and the full window. WBIG is less concentrated, with 23.9% of the fund in its ten largest positions against 57.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.