XVOL vs YALL

XVOL vs YALL

Which is better, XVOL or YALL?

Each has led over a different period.

YALL has a lower expense ratio. XVOL led over 1Y, YALL over the full window. XVOL is less concentrated, with 17.8% of the fund in its ten largest positions against 52.2%.

Lower Fees: YALLHigher Returns: splitLess Concentrated: XVOL

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricXVOLYALL
Expense Ratio0.83%0.65%Best
AUM$2M$82M
Dividend Yield2.00%0.48%
Holdings8342
Volatility (annualized)15.5%Best16.2%
Max Drawdown-21.5%-19.7%Best
$10,000 over 3.5 years$14,845$23,154Best
Top 10 Weight17.8%Best52.2%
Fund FamilyAcruence Capital, LLCTruth Social Funds
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionApr 21, 2021Oct 10, 2022

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 181 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. XVOL has data through Apr 16, 2026 and YALL through Oct 14, 2026.

Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Oct 11, 2022 to Apr 16, 2026 (3.5 years).

Compare XVOL against instead:XVOL vs SPYXVOL vs QQQXVOL vs VOOXVOL vs VTIYALL against:YALL vs VXUS

Risk: Volatility and Drawdowns

YALL has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 15.5% for XVOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.5% for XVOL and -19.7% for YALL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.88. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

XVOL charges 0.83% per year while YALL charges 0.65%. On a $10,000 position that is $83 vs $65 annually, a gap of $18 per year that compounds over a long holding period. On income, XVOL currently yields 2.00% against 0.48% for YALL.

Holdings Overlap

XVOL already in YALL7.0%
YALL already in XVOL12.2%

7.0% of XVOL's money is in holdings YALL also owns. 12.2% of YALL's money is in holdings XVOL also owns.

YALL and XVOL share little of their money.

The two holdings books were reported 274 days apart, XVOL as of Dec 31, 2025 and YALL as of Oct 1, 2026, so some of the difference between them is the time between the two reports rather than the funds.

6 positions in common, counted across the 81 positions we hold weights for in XVOL and 39 in YALL, against full books of 83 and 42.

What only one of them owns

Our book lists 33 positions for YALL that do not appear in our book for XVOL (87.3% of the fund), and 73 for XVOL that do not appear in YALL (90.4%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in XVOLWeight in YALLDifference
AMGNAmgen Inc.1.14%4.14%3.00%
NEMNewmont Corp Common1.93%2.18%0.25%
WMWaste Mgmt0.77%2.40%1.63%
CTASCintas Corp.1.04%1.55%0.51%
NEENextera Energy Inc1.16%0.97%0.19%
MLMMartin Marietta Materials Inc.1.00%0.96%0.04%

You are not choosing between two funds in isolation.

Whichever of XVOL and YALL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

XVOLYALL

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Frequently Asked Questions

Which is cheaper, XVOL or YALL?

XVOL has an expense ratio of 0.83% while YALL charges 0.65%. YALL is the cheaper option, by $18 a year on a $10,000 investment.

Which is riskier, XVOL or YALL?

YALL has been the more volatile fund at 16.2% annualized versus 15.5% for XVOL. Worst drawdown: XVOL -21.5% vs YALL -19.7%.

Should I hold both XVOL and YALL?

XVOL and YALL have a monthly-return correlation of 0.88, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between XVOL and YALL?

12.2% of YALL's money is in holdings XVOL also owns. 12.2% of YALL's is in holdings XVOL also owns. They hold 6 positions in common, counted across the 81 positions we hold weights for in XVOL and 39 in YALL.

Which pays a higher dividend, XVOL or YALL?

XVOL yields 2.00% while YALL yields 0.48%, so XVOL currently pays the higher dividend yield.

Is YALL better than XVOL?

YALL has a lower expense ratio. XVOL led over 1Y, YALL over the full window. XVOL is less concentrated, with 17.8% of the fund in its ten largest positions against 52.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.