AGG vs JSI
iShares Core US Aggregate Bond ETF vs Janus Henderson Securitized Income ETF
Which is better, AGG or JSI?
JSI has been ahead.
AGG has a lower expense ratio. JSI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | AGG | JSI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.50% |
| AUM | $137.6B | $1.5B |
| Dividend Yield | 4.19% | 6.59% |
| Holdings | 13,338 | 588 |
| YTD Return | -2.12% | +0.23%Best |
| 1Y Return | -2.06% | +1.50%Best |
| 3Y Return (annualized) | +4.55% | +6.02%Best |
| 5Y Return (annualized) | -0.53% | - |
| Volatility (annualized) | 5.0% | 2.7%Best |
| Max Drawdown | -4.8% | -2.3%Best |
| $10,000 over 2.9 years | $11,302 | $11,847Best |
| Fund Family | iShares by BlackRock (US) | Janus Henderson Investors |
| Category | Fixed Income | Fixed Income |
| Inception | Sep 22, 2003 | Nov 8, 2023 |
Not shown on this pair: Top 10 Weight, Style.
Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Nov 9, 2023 to Oct 14, 2026 (2.9 years).
AGG vs JSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.9 years both funds cover.
AGG vs JSI Performance
iShares Core US Aggregate Bond ETF (AGG) is an ETF from iShares by BlackRock (US) and Janus Henderson Securitized Income ETF (JSI) is an ETF from Janus Henderson Investors. Over the past year AGG returned -2.06% while JSI returned +1.50%. Year to date, AGG is down 2.12% versus a gain of 0.23% for JSI.
Over three years, AGG compounded at +4.55% per year against +6.02% for JSI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
AGG has been the more volatile fund, with annualized monthly volatility of 5.0% compared with 2.7% for JSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.8% for AGG and -2.3% for JSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
AGG charges 0.03% per year while JSI charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, AGG currently yields 4.19% against 6.59% for JSI.
Holdings Overlap
We hold position weights for 11,115 holdings in AGG and 50 in JSI, totalling 67.1% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 11,115 positions we hold weights for in AGG and 50 in JSI, against full books of 13,338 and 588.
You are not choosing between two funds in isolation.
Whichever of AGG and JSI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, AGG or JSI?
AGG has an expense ratio of 0.03% while JSI charges 0.50%. AGG is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, AGG or JSI?
Over the past year AGG returned -2.06% vs +1.50% for JSI, so JSI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, AGG or JSI?
AGG has been the more volatile fund at 5.0% annualized versus 2.7% for JSI. Worst drawdown: AGG -4.8% vs JSI -2.3%.
Should I hold both AGG and JSI?
AGG and JSI have a monthly-return correlation of 0.85, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, AGG or JSI?
AGG yields 4.19% while JSI yields 6.59%, so JSI currently pays the higher dividend yield.
Is JSI better than AGG?
AGG has a lower expense ratio. JSI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.