BBLU vs XLF
EA Bridgeway Blue Chip ETF vs State Street Financial Select Sector SPDR ETF
Which is better, BBLU or XLF?
BBLU has been ahead.
XLF has a lower expense ratio. BBLU led over 1Y, 3Y and the full window. BBLU is less concentrated, with 34.7% of the fund in its ten largest positions against 57.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BBLU | XLF |
|---|---|---|
| Expense Ratio | 0.15% | 0.08%Best |
| AUM | $483M | $51.9B |
| Dividend Yield | 1.12% | 1.40% |
| Holdings | 39 | 160 |
| YTD Return | +15.50%Best | +0.47% |
| 1Y Return | +18.03%Best | +4.02% |
| 3Y Return (annualized) | +23.45%Best | +19.43% |
| 5Y Return (annualized) | - | +8.82% |
| Volatility (annualized) | 11.8%Best | 16.0% |
| Max Drawdown | -17.2% | -16.3%Best |
| $10,000 over 4 years | $24,274Best | $18,351 |
| Top 10 Weight | 34.7%Best | 57.3% |
| Fund Family | Bridgeway Funds | SPDR State Street Global Advisors |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Jul 31, 1997 | Dec 16, 1998 |
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Oct 17, 2022 to Oct 14, 2026 (4 years).
BBLU vs XLF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.
BBLU vs XLF Performance
EA Bridgeway Blue Chip ETF (BBLU) is an ETF from Bridgeway Funds and State Street Financial Select Sector SPDR ETF (XLF) is an ETF from SPDR State Street Global Advisors. Over the past year BBLU returned +18.03% while XLF returned +4.02%. Year to date, BBLU is up 15.50% versus a gain of 0.47% for XLF.
Over three years, BBLU compounded at +23.45% per year against +19.43% for XLF. Across the full 4-year window we track, BBLU has the edge at +24.82% annualized vs +16.39%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XLF has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 11.8% for BBLU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -17.2% for BBLU and -16.3% for XLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
BBLU charges 0.15% per year while XLF charges 0.08%. On a $10,000 position that is $15 vs $8 annually, a gap of $7 per year that compounds over a long holding period. On income, BBLU currently yields 1.12% against 1.40% for XLF.
Holdings Overlap
16.0% of BBLU's money is in holdings XLF also owns. 45.2% of XLF's money is in holdings BBLU also owns.
The two portfolios partly overlap.
6 positions in common, counted across the 38 positions we hold weights for in BBLU and 77 in XLF, against full books of 39 and 160.
What only one of them owns
Measured across the 38 and 77 positions we hold weights for.
XLF holds 70 positions BBLU does not, 54.3% of the fund.
Largest: GS 3.76%, MS 3.18%, C 2.93%, SCHW 2.17%, AXP 2.14%
Top Shared Holdings
45.2% of XLF is already inside BBLU.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
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Frequently Asked Questions
Which is cheaper, BBLU or XLF?
BBLU has an expense ratio of 0.15% while XLF charges 0.08%. XLF is the cheaper option, by $7 a year on a $10,000 investment.
Which performed better, BBLU or XLF?
Over the past year BBLU returned +18.03% vs +4.02% for XLF, so BBLU leads on 1-year performance. Over the longest common window we track (4 years), BBLU annualized +24.82% vs +16.39% for XLF. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BBLU or XLF?
XLF has been the more volatile fund at 16.0% annualized versus 11.8% for BBLU. Worst drawdown: BBLU -17.2% vs XLF -16.3%.
Should I hold both BBLU and XLF?
BBLU and XLF have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BBLU and XLF?
45.2% of XLF's money is in holdings BBLU also owns. 45.2% of XLF's is in holdings BBLU also owns. They hold 6 positions in common, counted across the 38 positions we hold weights for in BBLU and 77 in XLF.
Which pays a higher dividend, BBLU or XLF?
BBLU yields 1.12% while XLF yields 1.40%, so XLF currently pays the higher dividend yield.
Is XLF better than BBLU?
XLF has a lower expense ratio. BBLU led over 1Y, 3Y and the full window. BBLU is less concentrated, with 34.7% of the fund in its ten largest positions against 57.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.