BILT vs IVV
iShares Infrastructure Active ETF vs iShares Core S&P 500 ETF
Which is better, BILT or IVV?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 42.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BILT | IVV |
|---|---|---|
| Expense Ratio | 0.60% | 0.03%Best |
| AUM | $115M | $896.5B |
| Dividend Yield | 6.34% | 1.10% |
| Holdings | 216 | 508 |
| YTD Return | +3.70% | +13.59%Best |
| 1Y Return | +3.77% | +17.54%Best |
| 3Y Return (annualized) | - | +22.46% |
| 5Y Return (annualized) | - | +13.28% |
| Volatility (annualized) | 13.8% | 11.9%Best |
| Max Drawdown | -12.8% | -8.9%Best |
| $10,000 over 1.2 years | $10,831 | $12,347Best |
| Top 10 Weight | 42.3% | 38.9%Best |
| Fund Family | iShares by BlackRock (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jul 29, 2025 | May 15, 2000 |
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 31, 2025 to Oct 14, 2026 (1.2 years).
BILT vs IVV growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
BILT vs IVV Performance
iShares Infrastructure Active ETF (BILT) is an ETF from iShares by BlackRock (US) and iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US). Over the past year BILT returned +3.77% while IVV returned +17.54%. Year to date, BILT is up 3.70% versus a gain of 13.59% for IVV.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BILT has been the more volatile fund, with annualized monthly volatility of 13.8% compared with 11.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.8% for BILT and -8.9% for IVV. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.21. They move largely independently of each other.
Fees and Cost Over Time
BILT charges 0.60% per year while IVV charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, BILT currently yields 6.34% against 1.10% for IVV.
Holdings Overlap
55.1% of BILT's money is in holdings IVV also owns. 2.0% of IVV's money is in holdings BILT also owns.
The two portfolios partly overlap.
23 positions in common, counted across the 60 positions we hold weights for in BILT and 506 in IVV, against full books of 216 and 508.
What only one of them owns
Our book lists 477 positions for IVV that do not appear in our book for BILT (97.4% of the fund), and 6 for BILT that do not appear in IVV (6.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BILT | Weight in IVV | Difference |
|---|---|---|---|
| UNPUnion Pacific Corp | 5.43% | 0.24% | 5.19% |
| AEPAmerican Electric Power Co Inc | 5.12% | 0.10% | 5.02% |
| XELXcel Energy Inc. | 4.28% | 0.07% | 4.21% |
| ETREntergy Corp. | 3.84% | 0.07% | 3.77% |
| PPLPpl Corp (Utilities) | 3.48% | 0.04% | 3.44% |
| WMBWilliams Cos. Inc. | 3.36% | 0.13% | 3.23% |
| SRESempra Common Stock | 3.37% | 0.08% | 3.29% |
| NEENextera Energy Inc | 2.51% | 0.24% | 2.27% |
| EVRGEvergy Inc. | 2.41% | 0.03% | 2.38% |
| NINisource Inc. | 2.35% | 0.03% | 2.32% |
55.1% of BILT is already inside IVV.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BILT or IVV?
BILT has an expense ratio of 0.60% while IVV charges 0.03%. IVV is the cheaper option, by $57 a year on a $10,000 investment.
Which performed better, BILT or IVV?
Over the past year BILT returned +3.77% vs +17.54% for IVV, so IVV leads on 1-year performance. Over the longest common window we track (1 years), BILT annualized +6.88% vs +19.21% for IVV. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BILT or IVV?
BILT has been the more volatile fund at 13.8% annualized versus 11.9% for IVV. Worst drawdown: BILT -12.8% vs IVV -8.9%.
Should I hold both BILT and IVV?
BILT and IVV have a monthly-return correlation of 0.21, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BILT and IVV?
55.1% of BILT's money is in holdings IVV also owns. 2.0% of IVV's is in holdings BILT also owns. They hold 23 positions in common, counted across the 60 positions we hold weights for in BILT and 506 in IVV.
Which pays a higher dividend, BILT or IVV?
BILT yields 6.34% while IVV yields 1.10%, so BILT currently pays the higher dividend yield.
Is IVV better than BILT?
IVV has a lower expense ratio. IVV led over 1Y and the full window. IVV is less concentrated, with 38.9% of the fund in its ten largest positions against 42.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.