BILT vs QQQ
iShares Infrastructure Active ETF vs Invesco QQQ Trust, Series 1
Which is better, BILT or QQQ?
Large Cap Blend against Large Cap Growth.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. BILT is less concentrated, with 42.3% of the fund in its ten largest positions against 46.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BILT | QQQ |
|---|---|---|
| Expense Ratio | 0.60% | 0.18%Best |
| AUM | $115M | $506.1B |
| Dividend Yield | 6.34% | 0.42% |
| Holdings | 216 | 321 |
| YTD Return | +3.70% | +19.30%Best |
| 1Y Return | +3.77% | +22.47%Best |
| 3Y Return (annualized) | - | +26.18% |
| 5Y Return (annualized) | - | +15.42% |
| Volatility (annualized) | 13.8%Best | 19.9% |
| Max Drawdown | -12.8% | -12.0%Best |
| $10,000 over 1.2 years | $10,831 | $12,964Best |
| Top 10 Weight | 42.3%Best | 46.7% |
| Fund Family | iShares by BlackRock (US) | Invesco (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | Jul 29, 2025 | Mar 10, 1999 |
Volatility and max drawdown, and the $10,000 over 1.2 years row, are measured over the window both funds cover: Jul 31, 2025 to Oct 14, 2026 (1.2 years).
BILT vs QQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.2 years both funds cover.
BILT vs QQQ Performance
iShares Infrastructure Active ETF (BILT) is an ETF from iShares by BlackRock (US) and Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US). Over the past year BILT returned +3.77% while QQQ returned +22.47%. Year to date, BILT is up 3.70% versus a gain of 19.30% for QQQ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 13.8% for BILT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.8% for BILT and -12.0% for QQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.06. They move largely independently of each other.
Fees and Cost Over Time
BILT charges 0.60% per year while QQQ charges 0.18%. On a $10,000 position that is $60 vs $18 annually, a gap of $42 per year that compounds over a long holding period. On income, BILT currently yields 6.34% against 0.42% for QQQ.
Holdings Overlap
10.7% of BILT's money is in holdings QQQ also owns. 0.8% of QQQ's money is in holdings BILT also owns.
BILT and QQQ share little of their money.
3 positions in common, counted across the 60 positions we hold weights for in BILT and 101 in QQQ, against full books of 216 and 321.
What only one of them owns
Our book lists 90 positions for QQQ that do not appear in our book for BILT (95.5% of the fund), and 26 for BILT that do not appear in QQQ (50.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BILT and QQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BILT or QQQ?
BILT has an expense ratio of 0.60% while QQQ charges 0.18%. QQQ is the cheaper option, by $42 a year on a $10,000 investment.
Which performed better, BILT or QQQ?
Over the past year BILT returned +3.77% vs +22.47% for QQQ, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), BILT annualized +6.88% vs +24.15% for QQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BILT or QQQ?
QQQ has been the more volatile fund at 19.9% annualized versus 13.8% for BILT. Worst drawdown: BILT -12.8% vs QQQ -12.0%.
Should I hold both BILT and QQQ?
BILT and QQQ have a monthly-return correlation of -0.06, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BILT and QQQ?
10.7% of BILT's money is in holdings QQQ also owns. 0.8% of QQQ's is in holdings BILT also owns. They hold 3 positions in common, counted across the 60 positions we hold weights for in BILT and 101 in QQQ.
Which pays a higher dividend, BILT or QQQ?
BILT yields 6.34% while QQQ yields 0.42%, so BILT currently pays the higher dividend yield.
Is QQQ better than BILT?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. BILT is less concentrated, with 42.3% of the fund in its ten largest positions against 46.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.