BKCG vs USMC
BNY Mellon Concentrated Growth ETF vs Principal U.S. Mega-Cap ETF
Which is better, BKCG or USMC?
USMC has been ahead.
USMC has a lower expense ratio. USMC led over 1Y and the full window. USMC is less concentrated, with 55.3% of the fund in its ten largest positions against 57.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKCG | USMC |
|---|---|---|
| Expense Ratio | 0.50% | 0.12%Best |
| AUM | $123M | $5.2B |
| Dividend Yield | 0.59% | 0.74% |
| Holdings | 30 | 58 |
| YTD Return | +9.20% | +13.98%Best |
| 1Y Return | +12.91% | +14.91%Best |
| 3Y Return (annualized) | - | +22.22% |
| 5Y Return (annualized) | - | +14.81% |
| Volatility (annualized) | 12.6% | 11.1%Best |
| Max Drawdown | -12.1% | -11.2%Best |
| $10,000 over 1.5 years | $12,865 | $13,670Best |
| Top 10 Weight | 57.9% | 55.3%Best |
| Fund Family | BNY Mellon Investment Management | Principal Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Mar 31, 2025 | Oct 11, 2017 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 31, 2025 to Oct 14, 2026 (1.5 years).
BKCG vs USMC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
BKCG vs USMC Performance
BNY Mellon Concentrated Growth ETF (BKCG) is an ETF from BNY Mellon Investment Management and Principal U.S. Mega-Cap ETF (USMC) is an ETF from Principal Funds. Over the past year BKCG returned +12.91% while USMC returned +14.91%. Year to date, BKCG is up 9.20% versus a gain of 13.98% for USMC.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKCG has been the more volatile fund, with annualized monthly volatility of 12.6% compared with 11.1% for USMC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.1% for BKCG and -11.2% for USMC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.87. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BKCG charges 0.50% per year while USMC charges 0.12%. On a $10,000 position that is $50 vs $12 annually, a gap of $38 per year that compounds over a long holding period. On income, BKCG currently yields 0.59% against 0.74% for USMC.
Holdings Overlap
55.7% of BKCG's money is in holdings USMC also owns. 55.2% of USMC's money is in holdings BKCG also owns.
The two portfolios partly overlap.
13 positions in common, counted across the 28 positions we hold weights for in BKCG and 27 in USMC, against full books of 30 and 58.
What only one of them owns
Our book lists 14 positions for USMC that do not appear in our book for BKCG (44.8% of the fund), and 13 for BKCG that do not appear in USMC (35.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in BKCG | Weight in USMC | Difference |
|---|---|---|---|
| NVDANvidia Corp. | 10.84% | 7.99% | 2.85% |
| AAPLApple, Inc | 5.38% | 7.40% | 2.02% |
| MSFTMicrosoft Corp 4.100 Feb 06 37 | 6.81% | 5.55% | 1.26% |
| AMZNAmazon.Com Inc | 7.19% | 3.77% | 3.42% |
| METAMeta Platform Inc | 4.37% | 3.92% | 0.45% |
| MAMastercard Inc | 3.77% | 4.32% | 0.55% |
| VVisa Inc-class A Shares | 3.17% | 4.54% | 1.37% |
| AVGOBroadcom Inc | 2.49% | 4.44% | 1.95% |
| COSTCostco Wholesale Corp. | 2.22% | 3.51% | 1.29% |
| LLYEli Lilly & Co. | 3.36% | 2.28% | 1.08% |
55.7% of BKCG is already inside USMC.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKCG or USMC?
BKCG has an expense ratio of 0.50% while USMC charges 0.12%. USMC is the cheaper option, by $38 a year on a $10,000 investment.
Which performed better, BKCG or USMC?
Over the past year BKCG returned +12.91% vs +14.91% for USMC, so USMC leads on 1-year performance. Over the longest common window we track (2 years), BKCG annualized +18.29% vs +23.17% for USMC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKCG or USMC?
BKCG has been the more volatile fund at 12.6% annualized versus 11.1% for USMC. Worst drawdown: BKCG -12.1% vs USMC -11.2%.
Should I hold both BKCG and USMC?
BKCG and USMC have a monthly-return correlation of 0.87, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between BKCG and USMC?
55.7% of BKCG's money is in holdings USMC also owns. 55.2% of USMC's is in holdings BKCG also owns. They hold 13 positions in common, counted across the 28 positions we hold weights for in BKCG and 27 in USMC.
Which pays a higher dividend, BKCG or USMC?
BKCG yields 0.59% while USMC yields 0.74%, so USMC currently pays the higher dividend yield.
Is USMC better than BKCG?
USMC has a lower expense ratio. USMC led over 1Y and the full window. USMC is less concentrated, with 55.3% of the fund in its ten largest positions against 57.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.