BKCI vs VTI
BNY Mellon Concentrated International ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BKCI or VTI?
All Cap Blend against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 46.2%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BKCI | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $128M | $689.2B |
| Dividend Yield | 1.38% | 1.06% |
| Holdings | 33 | 3,524 |
| YTD Return | +0.02% | +13.02%Best |
| 1Y Return | +1.93% | +16.63%Best |
| 3Y Return (annualized) | +6.51% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 16.5% | 15.9%Best |
| Max Drawdown | -31.0% | -25.4%Best |
| $10,000 over 4.8 years | $10,434 | $16,732Best |
| Top 10 Weight | 46.2% | 33.5%Best |
| Fund Family | BNY Mellon Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Blend |
| Inception | Dec 6, 2021 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 4.8 years row, are measured over the window both funds cover: Dec 8, 2021 to Oct 14, 2026 (4.8 years).
BKCI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.8 years both funds cover.
BKCI vs VTI Performance
BNY Mellon Concentrated International ETF (BKCI) is an ETF from BNY Mellon Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year BKCI returned +1.93% while VTI returned +16.63%. Year to date, BKCI is up 0.02% versus a gain of 13.02% for VTI.
Over three years, BKCI compounded at +6.51% per year against +21.97% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
BKCI has been the more volatile fund, with annualized monthly volatility of 16.5% compared with 15.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -31.0% for BKCI and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
BKCI charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, BKCI currently yields 1.38% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 29 holdings in BKCI and 3,441 in VTI, totalling 99.9% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 29 positions we hold weights for in BKCI and 3,441 in VTI, against full books of 33 and 3,524.
What only one of them owns
Our book lists 1,156 positions for VTI that do not appear in our book for BKCI (97.6% of the fund), and 1 for BKCI that do not appear in VTI (4.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of BKCI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BKCI or VTI?
BKCI has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, BKCI or VTI?
Over the past year BKCI returned +1.93% vs +16.63% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, BKCI or VTI?
BKCI has been the more volatile fund at 16.5% annualized versus 15.9% for VTI. Worst drawdown: BKCI -31.0% vs VTI -25.4%.
Should I hold both BKCI and VTI?
BKCI and VTI have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, BKCI or VTI?
BKCI yields 1.38% while VTI yields 1.06%, so BKCI currently pays the higher dividend yield.
Is VTI better than BKCI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. VTI is less concentrated, with 33.5% of the fund in its ten largest positions against 46.2%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.