BSJY vs SCHD
Invesco BulletShares 2034 High Yield Corporate Bond ETF vs Schwab US Dividend Equity ETF
Which is better, BSJY or SCHD?
Target Date against Large Cap Value.
SCHD has a lower expense ratio. BSJY is less concentrated, with 9.0% of the fund in its ten largest positions against 41.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJY | SCHD |
|---|---|---|
| Expense Ratio | 0.42% | 0.06%Best |
| AUM | $5M | $111.6B |
| Dividend Yield | 1.94% | 3.24% |
| Holdings | 189 | 206 |
| YTD Return | -3.31% | +24.55%Best |
| 1Y Return | - | +29.85% |
| 3Y Return (annualized) | - | +16.64% |
| 5Y Return (annualized) | - | +9.54% |
| Top 10 Weight | 9.0%Best | 41.6% |
| Fund Family | Invesco (US) | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Value |
| Inception | Jun 10, 2026 | Oct 20, 2011 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
BSJY vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BSJY vs SCHD Performance
Invesco BulletShares 2034 High Yield Corporate Bond ETF (BSJY) is an ETF from Invesco (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Year to date, BSJY is down 3.31% versus a gain of 24.55% for SCHD.
Past performance does not guarantee future results.
Fees and Cost Over Time
BSJY charges 0.42% per year while SCHD charges 0.06%. On a $10,000 position that is $42 vs $6 annually, a gap of $36 per year that compounds over a long holding period. On income, BSJY currently yields 1.94% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 287 holdings in BSJY and 98 in SCHD, totalling 95.6% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 287 positions we hold weights for in BSJY and 98 in SCHD, against full books of 189 and 206.
What only one of them owns
Measured across the 287 and 98 positions we hold weights for.
SCHD holds 97 positions BSJY does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of BSJY and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJY or SCHD?
BSJY has an expense ratio of 0.42% while SCHD charges 0.06%. SCHD is the cheaper option, by $36 a year on a $10,000 investment.
Which pays a higher dividend, BSJY or SCHD?
BSJY yields 1.94% while SCHD yields 3.24%, so SCHD currently pays the higher dividend yield.
Is SCHD better than BSJY?
SCHD has a lower expense ratio. BSJY is less concentrated, with 9.0% of the fund in its ten largest positions against 41.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.