BSJY vs VTI
Invesco BulletShares 2034 High Yield Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, BSJY or VTI?
Target Date against Large Cap Blend.
VTI has a lower expense ratio. BSJY is less concentrated, with 9.0% of the fund in its ten largest positions against 33.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | BSJY | VTI |
|---|---|---|
| Expense Ratio | 0.42% | 0.03%Best |
| AUM | $5M | $689.2B |
| Dividend Yield | 1.94% | 1.06% |
| Holdings | 189 | 3,524 |
| YTD Return | -3.31% | +13.02%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +21.97% |
| 5Y Return (annualized) | - | +11.99% |
| Top 10 Weight | 9.0%Best | 33.5% |
| Fund Family | Invesco (US) | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Target Date | Large Cap Blend |
| Inception | Jun 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
BSJY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
BSJY vs VTI Performance
Invesco BulletShares 2034 High Yield Corporate Bond ETF (BSJY) is an ETF from Invesco (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, BSJY is down 3.31% versus a gain of 13.02% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
BSJY charges 0.42% per year while VTI charges 0.03%. On a $10,000 position that is $42 vs $3 annually, a gap of $39 per year that compounds over a long holding period. On income, BSJY currently yields 1.94% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 287 holdings in BSJY and 3,441 in VTI, totalling 95.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 287 positions we hold weights for in BSJY and 3,441 in VTI, against full books of 189 and 3,524.
What only one of them owns
Measured across the 287 and 3,441 positions we hold weights for.
VTI holds 1,155 positions BSJY does not, 97.6% of the fund.
Largest: NVDA 6.88%, AAPL 6.30%, MSFT 5.11%, AMZN 3.41%, GOOGL 2.70%
You are not choosing between two funds in isolation.
Whichever of BSJY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, BSJY or VTI?
BSJY has an expense ratio of 0.42% while VTI charges 0.03%. VTI is the cheaper option, by $39 a year on a $10,000 investment.
Which pays a higher dividend, BSJY or VTI?
BSJY yields 1.94% while VTI yields 1.06%, so BSJY currently pays the higher dividend yield.
Is VTI better than BSJY?
VTI has a lower expense ratio. BSJY is less concentrated, with 9.0% of the fund in its ten largest positions against 33.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.