CGUS vs PTL
Capital Group Core Equity ETF vs Inspire 500 ETF
Which is better, CGUS or PTL?
CGUS has been ahead.
PTL has a lower expense ratio. CGUS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 43.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | CGUS | PTL |
|---|---|---|
| Expense Ratio | 0.33% | 0.09%Best |
| AUM | $12.3B | $892M |
| Dividend Yield | 0.83% | 0.94% |
| Holdings | 75 | 941 |
| YTD Return | +11.95%Best | +9.62% |
| 1Y Return | +15.39%Best | +10.17% |
| 3Y Return (annualized) | +21.76% | - |
| Volatility (annualized) | 11.6%Best | 13.2% |
| Max Drawdown | -18.1%Best | -19.7% |
| $10,000 over 2.6 years | $14,984Best | $14,110 |
| Top 10 Weight | 43.8% | 28.0%Best |
| Fund Family | Capital Group (US) | Inspire ETFs |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Feb 22, 2022 | Mar 25, 2024 |
Not shown on this pair: 5Y Return (annualized).
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Mar 26, 2024 to Oct 14, 2026 (2.6 years).
CGUS vs PTL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
CGUS vs PTL Performance
Capital Group Core Equity ETF (CGUS) is an ETF from Capital Group (US) and Inspire 500 ETF (PTL) is an ETF from Inspire ETFs. Over the past year CGUS returned +15.39% while PTL returned +10.17%. Year to date, CGUS is up 11.95% versus a gain of 9.62% for PTL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
PTL has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 11.6% for CGUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for CGUS and -19.7% for PTL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
CGUS charges 0.33% per year while PTL charges 0.09%. On a $10,000 position that is $33 vs $9 annually, a gap of $24 per year that compounds over a long holding period. On income, CGUS currently yields 0.83% against 0.94% for PTL.
Holdings Overlap
18.9% of CGUS's money is in holdings PTL also owns. 21.6% of PTL's money is in holdings CGUS also owns.
PTL and CGUS share little of their money.
16 positions in common, counted across the 68 positions we hold weights for in CGUS and 501 in PTL, against full books of 75 and 941.
What only one of them owns
Our book lists 479 positions for PTL that do not appear in our book for CGUS (77.5% of the fund), and 43 for CGUS that do not appear in PTL (70.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in CGUS | Weight in PTL | Difference |
|---|---|---|---|
| AVGOBroadcom Inc | 5.26% | 10.05% | 4.79% |
| GEGeneral Electric Co. | 1.20% | 1.95% | 0.75% |
| ANETArista Networks Inc Common Stock | 1.47% | 1.42% | 0.05% |
| APHAmphenol Corp. Class A | 1.33% | 1.18% | 0.15% |
| HDHome Depot Inc/The | 0.72% | 1.77% | 1.05% |
| KLACKla-tencor | 0.45% | 1.49% | 1.04% |
| ADPAutomatic Data Processing, Inc. | 1.30% | 0.60% | 0.70% |
| WELLWelltower, Inc. | 0.66% | 0.96% | 0.30% |
| PGRProgressive Corporation | 0.89% | 0.72% | 0.17% |
| ENTGEntegris Inc Common Stock Usd 0.01 | 1.26% | 0.13% | 1.13% |
21.6% of PTL is already inside CGUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, CGUS or PTL?
CGUS has an expense ratio of 0.33% while PTL charges 0.09%. PTL is the cheaper option, by $24 a year on a $10,000 investment.
Which performed better, CGUS or PTL?
Over the past year CGUS returned +15.39% vs +10.17% for PTL, so CGUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, CGUS or PTL?
PTL has been the more volatile fund at 13.2% annualized versus 11.6% for CGUS. Worst drawdown: CGUS -18.1% vs PTL -19.7%.
Should I hold both CGUS and PTL?
CGUS and PTL have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between CGUS and PTL?
21.6% of PTL's money is in holdings CGUS also owns. 21.6% of PTL's is in holdings CGUS also owns. They hold 16 positions in common, counted across the 68 positions we hold weights for in CGUS and 501 in PTL.
Which pays a higher dividend, CGUS or PTL?
CGUS yields 0.83% while PTL yields 0.94%, so PTL currently pays the higher dividend yield.
Is PTL better than CGUS?
PTL has a lower expense ratio. CGUS led over 1Y and the full window. The two have moved almost in lockstep, correlation 0.90. PTL is less concentrated, with 28.0% of the fund in its ten largest positions against 43.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.