DCOR vs VTI
Dimensional US Core Equity 1 ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, DCOR or VTI?
Nearly the same fund. VTI costs less.
VTI has a lower expense ratio. DCOR led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.98.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | DCOR | VTI |
|---|---|---|
| Expense Ratio | 0.14% | 0.03%Best |
| AUM | $45.6B | $689.2B |
| Dividend Yield | 0.91% | 1.06% |
| Holdings | 2,404 | 3,524 |
| YTD Return | +13.63%Best | +13.02% |
| 1Y Return | +17.92%Best | +16.63% |
| 3Y Return (annualized) | +21.02% | +21.97%Best |
| 5Y Return (annualized) | - | +11.99% |
| Volatility (annualized) | 12.3%Best | 12.7% |
| Max Drawdown | -19.1%Best | -19.3% |
| $10,000 over 3.1 years | $17,345 | $17,771Best |
| Fund Family | Dimensional | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 15, 2005 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Sep 13, 2023 to Oct 14, 2026 (3.1 years).
DCOR vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
DCOR vs VTI Performance
Dimensional US Core Equity 1 ETF (DCOR) is an ETF from Dimensional and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year DCOR returned +17.92% while VTI returned +16.63%. Year to date, DCOR is up 13.63% versus a gain of 13.02% for VTI.
Over three years, DCOR compounded at +21.02% per year against +21.97% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 12.3% for DCOR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.1% for DCOR and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.98. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
DCOR charges 0.14% per year while VTI charges 0.03%. On a $10,000 position that is $14 vs $3 annually, a gap of $11 per year that compounds over a long holding period. On income, DCOR currently yields 0.91% against 1.06% for VTI.
Holdings Overlap
We hold position weights for 543 holdings in DCOR and 3,441 in VTI, totalling 80.8% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 543 positions we hold weights for in DCOR and 3,441 in VTI, against full books of 2,404 and 3,524.
You are not choosing between two funds in isolation.
Whichever of DCOR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, DCOR or VTI?
DCOR has an expense ratio of 0.14% while VTI charges 0.03%. VTI is the cheaper option, by $11 a year on a $10,000 investment.
Which performed better, DCOR or VTI?
Over the past year DCOR returned +17.92% vs +16.63% for VTI, so DCOR leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, DCOR or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 12.3% for DCOR. Worst drawdown: DCOR -19.1% vs VTI -19.3%.
Should I hold both DCOR and VTI?
DCOR and VTI have a monthly-return correlation of 0.98, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, DCOR or VTI?
DCOR yields 0.91% while VTI yields 1.06%, so VTI currently pays the higher dividend yield.
Is VTI better than DCOR?
VTI has a lower expense ratio. DCOR led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.98. Which one suits a particular account depends on what it is for. This is information, not a recommendation.